Home Buying in 94582>Question Details

Andrey, Home Buyer in Vallejo, CA

Hello i am looking hard money loan to buy house $750000 , i have 30% down if you can help me plz email me

Asked by Andrey, Vallejo, CA Mon Mar 25, 2013

Help the community by answering this question:


Bob Georgiou’s answer

I have a list of contacts that range from 20-40 with varying cost structures that you can call. The question is why do you need hard money? Did you have credit damage from a short sale or are you self employed or buying fixers?
0 votes Thank Flag Link Wed Mar 27, 2013
I sent an email to my Senior Mortgage Loan Consultant. I will email you her information as well. If I can be of further assistance Andrey let me know.

Kim Blodgett Realtor
1 vote Thank Flag Link Sun Aug 25, 2013
I know a couple local Hard Money loan that I can provide you the direct name and number, send me an email at Hector.Vasquez@Carringtonres.com and I can provide you with the contact info.
0 votes Thank Flag Link Mon Mar 10, 2014
I would like to mention that is possible to purchase a property and invest in the real estate market even if you have bad or no credit with the use of Private Lending. Leveraging on investors from Israel, China, and the U.S. my company, HML has access to millions of dollars in investment capital. This allows for a very simple and effective transactional process. I am continuously providing the necessary financing to capitalize on emerging opportunities within the
California and Nevada real estate marketplace. If you have any questions about Private Lending please contact me directly at yanniraz@gmail.com or call me at 818-582-6770. Please also feel free to get more information by clicking on the link below.
0 votes Thank Flag Link Thu Nov 7, 2013
Hi andrey

just want to let know you have one more week before you can apply for hard money loans.

give us call

Omar Khamisa
Mortgage Loan Manager
NMLS#: 369325
Cell: 510-648-5535
Web Reference: http://msjmortgage.com
0 votes Thank Flag Link Thu Nov 7, 2013
Definitely could help you with this loan, hard money or private investor that would be interested, I'm assuming it's as an investment property.. If you want to use as your primary residence then you may have other options including FHA even if you have bad credit..
0 votes Thank Flag Link Wed Nov 6, 2013
Contact me if you still need help with this. I know a hard money lender that does 70% LTV.
0 votes Thank Flag Link Wed Nov 6, 2013
Yes we can help you! Love to talk to you visit our site at http://www.YourCapitalFundingTeam.com and then call me at 720-878-1776

Thank you

Mark Beard
0 votes Thank Flag Link Sun Nov 3, 2013
Hi Andrey,

I have a lender who is not very fast and compared to other hard money lenders is relatively cheap. Please, let me know if you need me to email you her information.
0 votes Thank Flag Link Sun Nov 3, 2013
Go to my website and check this out. We have an Pure Asset based Private Lender that is an insurance captive lender. Will do commercial, developments residential no FICO or DTI pure asset based lending. They wrap the funding in a Financial Guarantee Bond and do all their own underwriting! 48 hour approval and quick funding up to 250 million commercial and up to 50 million residential.. http://www.yourcapitalfundingteam.com/home/
0 votes Thank Flag Link Sat Oct 5, 2013
Hi, not sure if you purchased already, have a few questions:

What is your fico?

why do you want to go hard money? have you had a foreclosure or short sale?

If it has been longer than one year for a short sale or foreclosure, you may be able to buy with an fha loan.

You can not have any lates in the last year. This would be considerably better than hard money where you pay any where from 3 to 4 points to originate the loan plus 9% or better interest your mortgage would be very high at that rate

You may have approximately a $2500.00 principal and interest payment with FHA, depending on the county your buying. vs hard money with a payment of $4500.00 principal and interest....

Happy to answer questions if you need them.

Getting a rate from a lender depends on the day they give the quote and if it has went up or down. All lenders fees and prices are not the same.. you should definitely check fees before signing up with someone
0 votes Thank Flag Link Thu Aug 29, 2013
Hello Andrey, you may qualify for stated income loans from 20% down with a minimum 700 fico score with a much better interest rates starting from 5.25% and I also offer hard money loans. It only takes a few dozen questions to qualify you in minutes for the loan program to fit your needs the best financially. Here are some links to study and consider that I offer.







Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
DRE# 01140252
NMLS# 297251
9am till 7pm 7 days

If my response was helpful, consider clicking thumbs up or Best Answer!
0 votes Thank Flag Link Thu Aug 29, 2013
I know of couple of hard money lenders that can do loan with large down payment as you suggest of course some depends on the property, its condition and where it is located, however you need to be aware that hard money loans are not for everyone out there, they generally carry a 2-3% percent origination fee and approx. 12% interest rate. They are also short term loans generally one year or about so by no means they should be considered a long term financing strategy....need more help feel free to call me at 925-484-0707

Best of luck,
Steve Mohseni
0 votes Thank Flag Link Mon Mar 25, 2013
Homes in this price range our tough - there are a lot of buyers, a lot of multiple offers, and this drives the price up. I am happy to share how we get buyers into homes that are not on he MLS.....no competition to drive up the price. We'll even give you references from buyers that we have helped like this. If you are interested, please call me at 925-867-4663 or visit http://www.thehagleygroup.com.
0 votes Thank Flag Link Mon Mar 25, 2013
Cindi Hagley, Real Estate Pro in San Ramon, CA
I have a lender who will do this with 35% down. will it be owner occupied or a flip or rental/
0 votes Thank Flag Link Mon Mar 25, 2013
Hello Andrey:

Our brokerage offers Hard Money loan in the bay area with competative rates. Below are some program highlights:

UP to $750,000 loan amounts
75% LTV, 30yr amortization, no balloons
500 fico's, bad credit, Good Rates!
1 day out of BK & FC
Bank Statement for S.E.
No PrePay Penalties

Please email me at rhasni@mfsta.com for more details. Thank you.

REALTOR®/Loan Officer
619-602-9386 (M)
925-400-9600 (O)
888-511-7944 (F)
0 votes Thank Flag Link Mon Mar 25, 2013
Please call me..925-577-0225 Michael Ertem
0 votes Thank Flag Link Mon Mar 25, 2013
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