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Hello Me and my wife are 1st time homeowners & we been trying to wait until are credit scores are up so we

can get a Calfha Loan ; can anyone tell me what can of loan can we get now if we go in now ;
My credit score is Credit Score & Analysis Apply for a personal loan
Gold Credit Card
You choose your rate

YOUR CREDIT SCORE

616 535 643

Thu Mar 27 2008, 12:47 - All locations - Financing - 2 answers

(0)	(0)

Anthony Thom…

Home Buyer
in 95051

Answers (2)
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Kitty Wallace was FIRST TO ANSWER

FHA minimum credit score is 550... With a 616 you should be fine if you guys have stable employment and no BK for 3 years...

Sun Mar 30 2008, 17:52

Web Reference: http://www.amerisave.com/partner/dcmiller

(0)	(0)

Answered by
Darren Miller
Real Estate Pro
in CA (Licenced in…

FIRST ANSWER

Hi there:
Credit is a very important key in purchasing a home in these times. I fyou have credit and money, it is a no brainer....It is time to buy. I fyou have credit challanged, now is the time to get those in order so you you will be in a place to purchase soon, beacuse again, now is the time to buy. Those folks with credit and money are make great investments in todays market. You might look into a FHA loan as this type of loan is not credit score driven.

Thu Mar 27 2008, 14:15

Web Reference: http://www.hud.gov

(0)	(0)

Answered by
Kitty Wallace
Real Estate Pro
in Kittitas

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