Msjvermillion, Real Estate Pro in San Diego, CA

Hello, I am a teacher, first time home buyer who needs assistance from someone who is familiar with home loans for educators.

Asked by Msjvermillion, San Diego, CA Wed Oct 23, 2013

Help the community by answering this question:


Hi there, Have you looked into an FHA loan? This loan only requires 3.5% and can have very competitive rates. The best thing for you to do right now is to speak with a lender to discuss your different options. I am a lender based out of Southern California and I have done loans throughout the state. I would be glad to speak with you to help guide you to the loan that best fits your situation. So if you have any further questions or if you would like a loan, feel free to contact me! Good Luck! Brian Nguyen Sr. Mortgage Banker NMLS # 659743 Phone: 949.667.2887
0 votes Thank Flag Link Fri Feb 14, 2014
Certain areas also allow USDA Loans. Also as a teacher, is CALPERS doing any loans right now? Depending on credit scores, those and a few other options may be available.

0 votes Thank Flag Link Fri Oct 25, 2013

There is a great new tool out there called the Down Payment Resource (DPR). DPR integrates with our MLS to provide you with information about down payment assistance programs in the area you are looking at. It's the first step to removing the down payment hurdle for qualifying consumers.

I also have an amazing lender that would be happy to help you anyway she can.

Best of luck and feel free to give me a call or email me!
-Ken Follis
0 votes Thank Flag Link Thu Oct 24, 2013
At one time I wanted to get involved in these mortgages but then found there was not big benefit to the borrowers. than allowing them to borrow against their 203b for the down payment. They could have changed it as that was several years ago.
0 votes Thank Flag Link Thu Oct 24, 2013
There are several programs... Take a look at and register and you will be able to a) establish a goal, b) build a plan based around some potential programs (including for teachers and educators), c) work the plan, and get a full education on the considerations, and ultimately buy a home at the best possible terms.

Hope that helps!

Daniel Lehman
0 votes Thank Flag Link Wed Oct 23, 2013
My late wife was a teacher too. Thank you for teaching our children and for your dedication. See this link for programs for teachers and others...…
Best of luck!
0 votes Thank Flag Link Wed Oct 23, 2013
Contact me please!

Thanks and have a wonderful day!

John Li, Loan Officer
Circle Square Mortgage (方圆贷款)
858-568-8850 (cell)
858-357-9909 (Fax)
4225 Executive Square, Suite 600
La Jolla, CA 92037
DRE # 01713258, NMLS ID 867311
0 votes Thank Flag Link Wed Oct 23, 2013
I can certainly help you.

Alex Greer
Loan Officer
NMLS #1056079

0 votes Thank Flag Link Wed Oct 23, 2013
This link might help you

Just read on.
0 votes Thank Flag Link Wed Oct 23, 2013
I'd be happy to assist you. Please free to contact me to discuss your needs.
0 votes Thank Flag Link Wed Oct 23, 2013
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