Yes, programs are available to first home owners in Metro Atlanta to help them arrive at the 3.5% down payment plus closing costs often required to purchase a property. The State of Georgia offers an interest and monthly payment-free second mortgage of $7,500 to credit and income eligible employees in healthcare (also the military, law enforcement, education) and $5,000 to others, but other programs are available too. Please see the pages to the left of the screen at the link below for more details. I'd welcome the opportunity to speak with you regarding your specific situation and help you decide whether home ownership is within reach at this time. Please call me at (678) 775-2677.
REALTORÂ® / HUD-certified Affordable Housing Counselor - Keller Williams Realty Atlanta Partners