Thanks for your question.
Alia, regret to learn you have a credit issue due to student loans. Its important
to bring them current as these loans are Federal Loans, and there is no way
to Foreclose on them but either pay them off or work them off by taking a Government
job. May want to look into that.
Getting a loan will be dependent on whether you have a minimum down payment
of 3.5% of the $60,000 , your job history, your Debt to Income ration, your FICO and
money for closing costs of your loan and home.
If your score is below 580 it will be tough, but doable based on other above mentioned factors.