I know someone who attended one of their workshops and he had some luck. He went seeking a loan modification and met with a counselor who took all of his information and began the process. I am not aware of the current status, but I know that in that meeting alone, he got much further than he had in the previous 4 months and while working with individual lenders.
On the home purchase side, I would say go ahead and try them if you know you will not otherwise qualify via FHA or more conventional means. If you're not sure if you'd qualify via those programs, I may be able to help you directly there --- just let me know.
I haven't worked with one yet. Who are you working with at the Neighborhood Assistance Corporation of America? I believe the nearest office is located in Oakland.
Perhaps I can help.
â€œRockyâ€ G.H. Hawrysz
RealtorÂ®, Broker Associate, CRSÂ®, e-PROÂ®, ABRÂ®, SRESÂ®
Prudential California Realty
P: (209) 444-6610
F. (209) 433-2000
no down payment. no closing costs and fees information is online.This is alot like a program called Golden Feather I have worked with them call center 1 888 302-6222 http://www.nacalynx.com
I have a lender using that program. Molly Mooney 209 809-5365