Toya -
Dale is right. You need to talk with a financial counselor first. Rebuilding from a chapter 7 with terrible credit is do-able but it's generally not a quick fix. There are many professionals and "free" consumer programs that can help you get back on track but be sure you share absolutely ALL your information with them. Sometimes people start to work with counselors and then come back saying...oh by the way, I forgot to tell you about (fill in the blank here). Look for the programs the government has set for you first rather than taking on more debt by paying someone. The road to your goal may be a little longer than you would llike but start on it today and you'll get there sooner than you think. Good luck.
Trisha Lee REMAX Boone Realty, Columbia, MO

Fri May 9 2008, 08:38

You need to sit down with a finance counselor and talk to them in depth first, then go talk to a good mortgage lender. Your local county housing development office will probably have a special program that coordinates financial counseling and home buying - they would be able to tell you if, in your indiividual case, it is doable or not.

Thu May 8 2008, 19:06