It is 2 years/24 monthes from the discharge date. Make sure of the discharge date and that they are recorded are the same. Do keep your credit building and timely during the wait for that time to come and approach. Having lates after a BK is not a good thing for that wi=ould not look favorable for applying for a mortgage.
I have many success stories with buyers that have a BK, chapter 7 and then purchase and close on a home the day after the anniversary.
Thank you for taking the time to consider.
Sr. Mortgage Loan Officer
NMLS # 359696
Silverton Mortgage Specialist
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia
Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePathÂ® | HomePathÂ® Renovation | HomeStyle Renovation | VA | USDA | GA Dream | Jumbo Financing
Good luck time will fly by and before you know it you will be buying a new home!