Home Buying in Poughkeepsie>Question Details

Andrea BArlow, Home Buyer in Poughkeepsie, NY

HI my name is Andrea, I have been trying to clear up my credit and its now over 600. how can i get pre-qualify? and can you help me? I need a 4 bedrm

Asked by Andrea BArlow, Poughkeepsie, NY Sat Sep 14, 2013

2 Bath, backyard a must.

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Answers

5
Best place to start is to hire an Exclusive Buyer Agent to represent you. EBAs represent home buyers only, and work to get you the best price and most favorable terms. You can go to NAEBA.org for a referral to an EBA in your area.

I'm an EBA and I wrote a book called "Buying a Home: Don't Let Them Make a Monkey Out of You". It will be the best $6 you've ever spent.

Best of luck!
1 vote Thank Flag Link Sun Sep 15, 2013
Hi Andrea,

Shop around for a mortgage broker that can explore your financing status and give you a pre approval letter for an amount that you can easily afford. Mortgage brokers have access to many banks, private lenders and different programs.

After you know the amount that you qualify for it will be a great time to ask relatives, co-workers, friends and even at your local bank to recommend a real estate agent that they trust. Interview several before you choose one.

Best of Luck,

Maria Cipollone

http://www.Flahomespecialist.com
0 votes Thank Flag Link Tue Sep 17, 2013
Hello Andrea,

You are doing all the right steps to get a mortgage. Try to pay down as much as you can on loans and credit cards, savings is always a huge one as you should have any where from 10%- 20% down payment. Then start check with many different mortgage companies and where you bank, check online as well and use larger banks you know. Find out the rates, fees, penalties they charge and go from there...

Good luck!
0 votes Thank Flag Link Sun Sep 15, 2013
Hi Andrea,
Looks like you know what you're doing and on the right track! Send me an e-mail and I will connect you with a lender who will help you get pre-qualified or work with you to get you where you need to be with your credit score. When you reach pre-approval, the lender will let me know and work with us to help you find the perfect property. I will look forward to working with you!

roslynr@exitrealtyconnections.com

http://roslynr.exitrealtyconnections.com
0 votes Thank Flag Link Sun Sep 15, 2013
Hi Andrea I would love to help you get started in your home search. Check out my site at http://www.marksnyderhouses.com and create an account to receive listings. Email me your contact info so we can discuss your options at marksnyderhouses@gmail.com. Thank you.
0 votes Thank Flag Link Sat Sep 14, 2013
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