Home Buying in 30331>Question Details

jamiekelley64, Home Buyer in Atlanta, GA

Going shopping for a home. I am getting married and me and my soon to be husband want to buy a house.

Asked by jamiekelley64, Atlanta, GA Mon May 13, 2013

We want children, a big kitchen, a big living room, a two door garage, a big backyard, nice neighborhood, and good schools. Everything will be good.

Help the community by answering this question:


Good afternoon jamiekelley64,

First steps:

Meet with a Local Mortgage Banker to get prequalified for mortgage financing. The Mortgage Banker will review all facets of your loan request to answer your questions with regards to the types of loans and maximum loan amounts you could qualify for.

Line up a Home Inspector. A good home inspector will scare the heck out of you: that's what you pay him for! But you'll concentrate on the fundamentals of the property: roof free of leaks, plumbing, heating and electrical up to code and in good working order. Again, when you make an offer and you have your Home Inspector ready to go, your offer will be considered with much more interest by a Seller because you truly have your "ducks in a row" and your preparation demonstrates your serious attitude about conducting the purchase transaction in a timely manner.

Find an experienced Local Realtor who works in your desired shopping area. A serious pro Realtor will refuse to show you homes until you are Prequalified for mortgage financing. Don't take offense! That Realtor doesn't want you to be disappointed and wants you to have a smooth experience as you shop for your new home.

Put together your Team of real estate professionals and shop 'til you drop!

Trevor Curran
NMLS #40140

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
0 votes Thank Flag Link Tue May 14, 2013

First of all you and your soon to be husband should get copies of your credit reports and look them over.

Make sure the info on them is correct. Then get pre approved for a mortgage loan.
I prefer my client s to work with a direct lender.

Once you have loan approval select a buyer's agent and let the hunt for a hoe begin.

Best Wishes on Your Home Buying quest, and Congrats on your upcoming union!

Kawain Payne, Reltor
0 votes Thank Flag Link Mon May 13, 2013
Congratulations! Where are you looking to buy? Will you be staying in the Dade County area of FL?
0 votes Thank Flag Link Mon May 13, 2013
Congratulations on the marriage! I would be happy to assist you and find the perfect home for you and your new husband. I can take the time to drive you around different areas to find the one you will like the best. I work all hours and weekends. We can take as much time as you need.
Please call me at 256-565-6082

Katya Cooper

Keller Williams Realty Atlanta Perimeter

Realtor ®
0 votes Thank Flag Link Mon May 13, 2013
Congratulations on getting married and going house shopping. Get pre-qualified for a loan and give one of us a call to get started. Don't know where to get a loan, call on of us and ask for recomendations or go to your network of friends, family and coworkers.


Dave Herren
Best Atlanta Properties
0 votes Thank Flag Link Mon May 13, 2013
Your post put a big smile on my face! I love your optimism and joyful spirit.

The one thing about being a newcomer and looking for a house in the Atlanta area is that it can be overwhelming. The Atlanta metro area is enormous. Even those of us who have lived here our whole lives can't possibly know every neighborhood. Therefore, it is very important for you to find an agent who works in the area where you may want to live.

I do not work in the 30331 zip code, but I know a couple of dynamite agents who do. Would you like their names and contact info?
0 votes Thank Flag Link Mon May 13, 2013
Great news. Wish you the best.
All that you want in a home is here in the Atlanta Area.
And Best of All, I CAN HELP you, making it EASY and Stress-free.

Welcome to my Area.
0 votes Thank Flag Link Mon May 13, 2013
In what state and area are you interested?bscyphrs@aol.com, Georgia
0 votes Thank Flag Link Mon May 13, 2013
Everything will indeed be good.

Right now in 30331, there are 91 active listings for sale, ranging in price from $12500 on Bolton to a $1,700,000 house in Cascade Oaks.

Which part of that price range are you in, young lady?
0 votes Thank Flag Link Mon May 13, 2013
Congratulations. Great idea to start your new life together as homeowners. I know some great Realtors in the Atlanta area if you need a referral.
Marge Bennett
RE/MAX Realty Group
Ft Myers, FL
0 votes Thank Flag Link Mon May 13, 2013
Hi Jamie,

Congrats on your marriage and plans on starting a family. What neighborhood would you be most interested in? There are plenty of neighborhoods that would supply you with your family needs. It all depends on your most desired location and budget.

If you need any help or advice in finding the right home feel free to contact me anytime. I would be happy to help.

Best regards,

Tyler Willis, REALTOR®
Keller Williams Realty Intown Atlanta
621 North Ave NE, Suite C-50
Atlanta, GA 30308
Office: (404)541-3500
Direct: (678)656-5524
0 votes Thank Flag Link Mon May 13, 2013
Congradulations Jamie
Your first step is to gather all of the objective information you can find because the second step is to choose your loan officer and lender. The most critical step.
At Your-Road-Home you will find information packed articles each numbered so you can read them in the order that will serve you best. Read, Consultation Interviewing Loan Officers. You will also find a number of articles on available loan types and be sure to read #9 about the MCC Tax Credit for First Time Home Buyers. The best tax credit ever! You will also find a link to FL State's Assistance for frist time home buyers.
After you have gathered all of the objective information you can find you will find loan officers and agents from your area on Turlia offering their services. Trulia is also a good source of information.
Best of Luck, stephen Webber
Web Reference: http://Your-Road-Home.com
0 votes Thank Flag Link Mon May 13, 2013
We should be able to help with a big kitchen, a big living room, a two car garage, a big backyard and a nice neighborhood, but probably not the children part. What is your budget and preferred areas, jamiekelley64?Please call, text or email if we can provide further assistance. Good Luck!

Michael Hammond





0 votes Thank Flag Link Mon May 13, 2013
Hi Jamie,
Congratulations on your upcoming wedding. Do you have a specific question that you need an answer to?

Getting Pre-Qualified prior to beginning the home search is critical. To do this, you would need to submit a Pre-Qualification request along with your financial documentation.

If you are looking to purchase a property, working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your mortgage options. To get Pre-Qualified for your purchase, you can submit your request online at http://www.rodneymason.com.

Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
0 votes Thank Flag Link Mon May 13, 2013
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