BUYING A HOME
Start the process right 1st by talking to a Licensed Mortgage Professional to determine who much home you can afford and whether you are credit wordy and is there an ability to repay the loan.
The Mortgage Professional will give you a conditional approval letter to take to the realtor.
Once the realtor has found your home you should get it inspected to determine if it’s structurally safe (have the realtor recommend one locally) and be sure to ask your realtor to negotiate a home warranty paid by the seller.
Now is the time to determine and negotiate you rate and terms with the Loan Officer who is responsible to order an appraisal that you will be responsible to pay for prior to the arrival of the appraiser.
You’re Mortgage Professional / Loan Officer will be responsible to guide you the rest of the process and should not take more than 30 days.
DURING THIS PERIOD DO NOT TAKE ON ANY ADDITIONAL DEBT UNTIL THE LOAN IS CLOSED AS YOU WILL BE DENIED THE LOAN.
Wherever you're located in this nation, you can trust you're working with a reputable mortgage banker - not a fly-by-night operation. Here's why.
Bank of England is partners with every major investor on Wall Street; allowing us to provide the best rates and terms on all mortgages.
We are approved by the Better Business Bureau and Bank of England /ENG Lending is the only mortgage bank among its competitors that is owned by a FDIC insured bank and did not need government bailout to remain solvent.
Bank of England loan officers don't simply facilitate the loan process; they act as "financial advisors," helping clients assess their finances on a larger scale. Whether you're self-employed and need a low-doc mortgage loan, or you're searching for the best rates on a jumbo home loan, your loan officer is here to find your perfect solution.
Get the facts about home mortgages from the experts at ENG Lending. Learn about different types of home mortgage loans and what to expect during the mortgage application process. Plus, find information about the current mortgage market and which mortgage myths you should never believe.
Let ENG's experienced Mortgage Bankers help you find a solution for your financial needs. My name is Lowell contact me at (972) 646-2411 so we can discuss your situation in private. Benefit from my 21 years of experience answering the most common mortgage questions.
16800 N. Dallas Pkwy, Suite 290 | Dallas, TX 75248
Office: 972-646-2411 | Cell: 214-418-7022 | Fax: 214-614-4637
Bank of England /dba ENG Lending: NMLS# 418481
Hopefully, you received the information you need from the great agents on this site.
If you need help with your home loan, please contact me. I have 14 years experience in helping families finance their next home. I am familiar with all loan programs and property scenarios, FHA, VA, USDA, Conventional, Homepath, Short Sales, Bank Owned Foreclosures, etc. I’ll make sure you have all of the information you need to make an informed decision. Customer service and on time closing is top priority. Hope to hear from you soon.
Vino Alonzo, Loan Officer
Castle & Cooke Mortgage
The VA Tex Vet loan is an excellent program. I've helped many veterans in the past 14 years purchase a home with this program. VA requires that a couple be legally married or both must have individal VA entitlement in order for both of you to be on this loan.
I can help you with all of the necessary VA paperowrk for this.
Please contact me this weekend or at your convenience for a VA Tex Vet pre-approval.
Vino Alonzo, Loan Officer
Castle & Cooke Mortgage
You can not both be on the loan because you are the one with the VA benefits, but she can be on the deed of the house. I just closed a listing today with a husband and wife, and the husband had the benefits. He was the only one on the note, but they were both on the deed.
I can refer you to a lender that is knowledgable with VA loans and can answer all your questions and I would be honored to help you and your fiance find your new home together.
Give me a call or email me!!
You are welcome to contact me to set up a meeting.
Keller Williams Realty
I can provide you with a name of a mortgage lender specializing in Texas Vet mortgages if you would like the info. And a big Thank You for your Service to our Country
Just give me a call.
Royce Simmonds, Broker-Owner, Simmonds Real Estate Inc.
(210) 269-8086 Direct Line or 1-866-651-9300 toll free office number
36 Year Air Force Active Duty (15 Enlisted/21 Officer)
That would be all up to timing it out to make it happen.
I would be happy to connect you to a lender who can answer all your questions and then guide you to the perfect home for the two of you. Just check my recommendation and you will see for yourself I have helped many military families.
I would be happy to be of service to YOU ! ! !
Keller WIlliams Realty
Congratulations on the upcoming marriage :)!! Unfortunately you won't be able to apply together and use your VA loan. You will only be able to do that once you are married.
If you need any assistance with the home buying process, I would be happy to help you. I also know a terrific VA and TX Vet lender that can help you out :)!
Again, congrats and lots of luck to you both.
Realtor®, ABR, e-Pro
You would have to be married to apply jointly.
Now... this isn't to say that you cannot apply now..... you just can't CLOSE on the loan until married if you apply joint.
Did that make sense?