Home Buying in Dallas>Question Details

Cathy, Home Buyer in Duncanville, TX

Getting approval for home loan with bad credit?

Asked by Cathy, Duncanville, TX Mon Mar 31, 2014

I will be a first time home buyer my credit score is 574 I was wondering if I could get approved for a home loan. I have a good amount for a down payment an I know my score I low due to dumb choices in the past.

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I would suggest talking to a lender or two.

Susie Kay, RealtorĀ®
United Real Estate
III Lincoln Centre, 5430 LBJ Freeway #280
Dallas, TX 78240

Servicing your real estate need is my priority!
0 votes Thank Flag Link Fri Apr 4, 2014
We accept FHA loans with 580 or better scores. Generally, we can recommend lowering your balance on a credit card or opening a new account to raise your scores within 30 to 45 days.
0 votes Thank Flag Link Fri Apr 4, 2014
Contact any lender of your choice for real, hard answers. However, I believe with a FICO score of that low you probably will not qualify.
0 votes Thank Flag Link Thu Apr 3, 2014
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