Home Buying in Southfield>Question Details

sll52812, Home Buyer in Southfield, MI

Found a home in Bloomington IL. Does anyone know of an FHA loan program that will approve a middle score of 625?

Asked by sll52812, Southfield, MI Sun Apr 28, 2013

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Are you shopping for a Home? It may seem backwards to shop for a mortgage before you shop for the house, but there are several reasons for doing this. Shopping for a mortgage will also help if you can get “pre-approved” for the amount you’d like to borrow. This means the lender has looked over your credit and financial statement and agreed to lend you the money. Sellers like pre-approved buyers because there’s less risk the deal won’t go through. First, you’ll find out how much you can borrow, which has a lot to do with how much house you can buy.

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