Home Buying in Lake Mary>Question Details

Sam, Home Buyer in Lake Mary, FL

Foreign National looking to buy single family home in Lake Mary , FL

Asked by Sam, Lake Mary, FL Thu May 31, 2012

Hello ,

I'm looking to buy a single family home in the Lake Mary Area of Florida for anything up to 150,000 USD. I plan on buying this as an investment property for rental income.

I'm looking for an agent or a company who can help me through the whole process from securing a mortgage (For Foreign Nationals) , to buying a property to renting it out and managing it for me.

Thanks in advance


Help the community by answering this question:


It is great that you are seeking for profesional advice. Shop around for a real estate agent, in many cases interview several realtors before selecting one. With these interviews you have a great opportunity to establish the right agent for you, somebody likeable that will click with your needs in the first meeting.

Best of Luck,

Maria Cipollone

Century 21 Tenace

1 vote Thank Flag Link Mon Nov 12, 2012
Mortgage Broker responds:


step 1: get pre-qualified for a Mortgage Loan program to obtain a letter

step 2: let me introduce you to a competent realtor

step 3: deposit at least 5% to 10% in an escrow account to obtain a letter

step 4: shop for and contract on a property as prices are going up!

See the below programs and call me after 3:00 today

4) 97% LTV- No PMI and No FHA MIP FEE of 1.75%
5) 95% LTV- No PMI
6) 95% LTV- CONDO

7) 90% LTV- No PMI 2nd Home
8) 90% LTV- JUMBO w/cc
9) 85% LTV- No PMI to Super Jumbo
10) 80% LTV- Invest./Rental

STATED INCOME ALT loan programs to Super Jumbo
11) 80% LTV- FIX n’ FLIP Invest. Prop.
12) 80% LTV- NEW- Stated Income Alt
13) 75% LTV- NEW- Foreign Nationals- Stated Income Alt
14) 75% CLTV-NEW- Short Sale, BK or Foreclosure Forgiveness
15) 70% LTV- Soft and Hard Money -Stated Income Alt

Steve McRory

Pro Option Mortgage/Florida



Ph: 888 662 4404

Prior Service U.S. Marine Corps
0 votes Thank Flag Link Mon Nov 12, 2012

See the FN (Foreign National) loan program at: http://www.pro-option.com

Contact me and I'll send you a quote on a TBD (To Be Determined) property and a pre-qualification letter so you can give to your realtor to start making offers.

Steve McRory
Pro Option Mortgage/ Florida
Ph: 888 662 4404

Prior Service U.S. Marine Corps
0 votes Thank Flag Link Fri Aug 31, 2012
Hi Sam

I am indeed a Foreign National myself, I have navigated the whole process on a personal level and as a licensed real estate agent, I can assist you from today up until closing day.
I have an excellent lender source who will present you with financing options.
I also work from the Longwood office, a stones throw from Lake Mary.

Michelle Bardsley
DIRECT SELL & TEXT: (407) 619-1961
SKYPE: michelle606379

Weichert Realtors, Hallmark Properties
1787 W SR 434
Longwood, FL, 32750
0 votes Thank Flag Link Fri Aug 17, 2012
If you need help with Mangement give me a call.

Jon Schaffer, Property Manager/Realtor
All County Sterling Property Management
Office: 407-674-5601 Ext. 5
Fax: 407-674-5631
E-mail: jschaffer@allcountysterling.com
0 votes Thank Flag Link Mon Aug 6, 2012
Sam, we work with investors such as yourself. Representing you through purchase, renovation, tenant placement and management. You can select any lender that gives you the best rates/fee structure. We provide a few names that have worked in the past for our clients. Please take a few minutes to look over our investor page for some information on our site. GalleonProperties.com and feel free to read our bios for some detailed info about us personally. We own investment property ourselves and manage about 20 long term investment properties. All managed without a contract binding you to our service or holding escrow in our accounts. We keep the process as simple as possible. Best of luck on your investment!
0 votes Thank Flag Link Thu May 31, 2012
thank you. I'll get back to you
Flag Thu May 31, 2012
As a Florida Mortgage Broker who does FN (Foreign National) loans as well as being a Real Estate Investor/ Landlord, I’m likely one of the best sources you can work with here in Florida in 2012.

75% LTV FN Loans (25% down) with closing costs paid for you on any purchase over $130,000

Click on http://www.pro-option.com

Steve McRory
Pro Option Mortgage
Ph: 888 662 4404
0 votes Thank Flag Link Thu May 31, 2012
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