Home Buying in 20171>Question Details

kong1789, Home Buyer in Herndon, VA

Foreign National Mortgage

Asked by kong1789, Herndon, VA Wed Dec 26, 2012

I'm assigned to work in Virginia from Aisa. No credit history. Can I get some loan for purchasing a house with a value about USD300,000 - 400,000 in fairfax? i can afford 20%-30% down payment.
Any recommendation for lenders providing foreign national mortgage would be appreciated.

Help the community by answering this question:


I will be happy to help you find a home in Fairfax. Please create a free account at my website: http://www.LivingInFairfaxCounty.co and you will receive listings of available homes in the area.
0 votes Thank Flag Link Tue Sep 24, 2013
We offer foreign national loans nationwide! A VISA or passport is required along with a US Bank account. Call us at 880 315 8803 or visit http://www.bartprequalifies.com

Until then, we look forward to hearing from you.

Bart Gabe
800 315 8803
NMLS 20743
0 votes Thank Flag Link Tue Sep 24, 2013
We have a program for foreign citizens working the US with a US Social Security Number but no US credit. Please contact me if you would like to discuss whether you qualify for the program.

Mark Ghaowi
Guaranteed Rate
0 votes Thank Flag Link Tue Sep 24, 2013
A combination of already built credit by making regular payments of credit cards, utility bills etc. with a substantial down payment along with the proof of steady job with a reputed employer can be very helpful. I can try to help with a few good lenders in my circle. Call me at 703-742-0401 or ppania@verizon.net
Web Reference: http://www.arnerealty.com
0 votes Thank Flag Link Tue Sep 24, 2013
Credit history can be built by securing credit cards in your name and making timely payments within a 2-year period. If you want to purchase sooner, you will have to buy in cash or give a bigger down payment. To determine if you will be qualified for a home purchase, my lender can call you and advise you on the best way to proceed. I can also create a free account for you at my website: http://www.livinginfairfaxcounty.com, where you can browse homes in the area. Please reply with your email so I can create your free account.
0 votes Thank Flag Link Thu Dec 27, 2012
Try the world bank and HSBC
0 votes Thank Flag Link Thu Dec 27, 2012
For your situation, you might get a private lender to finance you for 40% of the purchase price at 10-14% interest. At 20-30% downpayment, you won't be able to qualify for a conventional loan with no credit history. Even locals with such a downpayment and great credit have a hard time getting a conventional loan with the tight lending standards.

I'd recommend you purchase a home with all cash or just rent while you're here.
Web Reference: http://www.archershomes.com
0 votes Thank Flag Link Thu Dec 27, 2012
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