Home Buying in 94582>Question Details

 Vijay, Real Estate Pro in ,

For a loan of $727,000, the escrow company quoted escrow fee=$1600, owner title ins=$2220, lender title ins=$762. Are these reasonable in San Ramon?

Asked by Vijay, , Tue May 10, 2011

This is for a home I bought in San Ramon

Help the community by answering this question:



If your home was purchased for approximately $908,000:

The title insurance (ALTA Homeowners) would have been in the range of $2,218-2,2,26
The lenders insurance (ALTA Lenders) would have been in the range of $942
The escrow fee would have been in the range of $1,055 or higher depending on the company.

Bottom line - title fees are in the correct range, escrow fee might be a bit high. However, they may have lumped other fees into the escrow fee such as wiring, courier, etc.
0 votes Thank Flag Link Wed May 11, 2011
Hi Vijay,

Title insurance is regulated here in California. Here is the link to the the consumer guide to title insurance:


First American also has a link to get a quote:


For the most part title and escrow fees are all pretty much in the same range if you are using a well know company.

Good luck!
0 votes Thank Flag Link Tue May 10, 2011
If you want to check on the fees for title, Go to ORTC (old republice title company) web page. They provide a section on estimated title/escrow fees.
0 votes Thank Flag Link Tue May 10, 2011
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