I would suggest you might contact your own bank/credit union mortgage department. Other options in this area they my clients have had success with are Lake Michigan Credit Union and Mortgage One. Contact me if you want specific loan officer names. I often go with first time buyers to their first mortgage appointment to help explain things to to be sure that the right questions are asked and answered.
There are homes available in the Midtown/East Hills/Eastown areas. As you can guess most are older and the price and condition will depend on the care and updating that have been done.
As a buyer a buyers agent costs you very little, $295, in my broker's case. The rest of the commission comes from the seller's side. All compensation is made only after a successful purchase has been made.
I'd be happy to work with you and help you buy that first home. Please contact me at the following:
Bob Trout, Realtor
Berkshire Hathaway HomeServices, Michigan Real Estate
As soon as you have the pre-approval I have a few real estate agents in that area that will help you find a home.
Please call my cell phone, I can get you pre-approved today.
Sr. Mortgage Specialist
First Mortgage Corporation
Clinton Twp, MI 48038
I've written a best selling book called Buying a Home: Don't Let Them Make a Monkey Out of You. It'll teach you how to buy a home and get a mortgage without getting ripped off. Follow the link below.
Best of luck!