Sr. Mortgage Banker
NMLS # 659743
before you draw your IRA account, there are Loan programs that can help you to get credits when you are first time buyers, please Inbox me at firstname.lastname@example.org and I can refer you a good Loan officer to explain you credits available for first time buyers without using your IRA
Seriously, if you are getting started with your research here, good for you. As the loan professional I can tell you how far $10K will get you in the grand scheme of things and if you think that's a good place to start, let me know.
I'm fairly local and happy to help. I also work with a lot of first-time buyers.