First step in the home buying process is to talk with a knowledgeable and reputable loan officer. He/she will be able to give you a pre-approval letter that will give you an indication of your home buying power. Once you and your realtor offer have been accepted by the home owner,then you will send the contract to your lender. Thats when they will ask for more documents such as your last two paystubs,last two bank statements, last two W-2 forms,last two 1040s,Driver's license and as well as additional pertinent information that is required. But since your Dad is co-signing for you,they will ask for his documents as well. Good luck to you. http://www.buyandsellnewhomes.com
I work with many first time home buyers. The first step is to meet with an experienced loan officer so you know what price range of properties to look at.
I would be happy to meet with you.
Let me know if you have any other questions.