Home Buying in 48126>Question Details

Roads7667, Home Buyer in Dearborn, MI

First time buyer.

Asked by Roads7667, Dearborn, MI Sat Jul 6, 2013

A few details first. 75k yearly income, 2 years nursing school 2010-2012 then 1 year of nursing work starting immediately after 2012-2013 , credit score of 863, fico score of 763.
What are my chances of getting a conventional or FHA loan with this information?

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Answers

7
Sounds Like you are a good candidate to qualify for a mortgage. If you are still in the market, you can contact me at 313-642-3659 or Nadine.hadla@gmail.com.
0 votes Thank Flag Link Wed Sep 11, 2013
Give me a call and see if you qualify for our first time home buyers program

Thanks
Harold
ERA
248-474-3303
0 votes Thank Flag Link Tue Jul 9, 2013
You sound like a first time home buyer that most banks would love to give you a loan, with all the informaion you stated you will have no problem getting it ...
any further information you can always contact me

Good Luck

Jay Alhashemy
Broker at Encore Realty
http://www.EncoreRealtyMI.com
248-833-0078 office
313-377-7700 Cell
0 votes Thank Flag Link Mon Jul 8, 2013
Excellent. If you need a recommendation for a lender, there are several that I can recommend. You would best be served by a buyer's agent. The agent would be working for you to find the best home in your price range. And, you do not pay the agent, the agent is paid by the seller.

If you want to contact me by email, I can send you a report prepared for first time buyers that will explain the entire process to you.

Kathy Persha, Associate Broker
GRI, SFR, CDPE, CIAS
Keller Williams Realty
248-930-0198
kathy@kaperproperties.com
http://kathypershateam.com/
0 votes Thank Flag Link Sat Jul 6, 2013
You sound like an excellent buyer. I have an office in Dearborn and I service all of the Detroit metro area.
The first thing you need to do is he pre-qualified with a lender. I have 3 recommendations that I can have you if you need a good loan officer and you can speak with them about the loan qualifications.
I will be happy to send you some home listings to review while you are obtaining your pre-approval.
Please email me at:
Cnichols@maximprops.com
With your list of requirements in a new home. It is a great time to buy!!
I look forward to hearing from you soon.
Web Reference: http://Www.maximprops.com
0 votes Thank Flag Link Sat Jul 6, 2013
With the details you have shared "First time buyer", you should have no problem obtaining a mortgage and purchasing your first home. You can contact a local bank or mortgage lender and they will be able to get you pre-approved in just a few short minutes. Good Luck :)
**Take a peek at the link I have attached, it will give you more info on FHA vs Conventional. Therefore helping you make the best decision for you.
http://www.mortgage101.com/article/conventional-vs-fha-loans…
0 votes Thank Flag Link Sat Jul 6, 2013
Sorry my fico score is 747 not 763
0 votes Thank Flag Link Sat Jul 6, 2013
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