Home Buying in Brentwood>Question Details

Tyroneyork7, Home Buyer in Oakland, CA

First time buyer

Asked by Tyroneyork7, Oakland, CA Wed Oct 24, 2012

Hi I'm a first time home buyer I'm looking for a home 100.000 to 200.000 how much money do I need for down payment is thy a way I can put 0 down

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Sheryl Arndt’s answer
Yes, zero down with a minimum 620 fico score for USDA Rural with no mortgage insurance but it is for out of city limits houses? If you are a Veteran you may also qualify for Zero Down VA no no. If you have a minimum 580 fico score, you may qualify for CHF Access half percent down payment program which can also contribute towards your closing costs as well. Your down payment would only be $500 down on 100k and $1,000 down on 200k and the payments would be $732PITI on 100k and $1,464PITI @200k.

I specialize in Under 640 Fico Score Loans and offer credit repair to raise fico scores to qualify. I only need to ask a few dozen questions to pre-qualify you. Here are homes available in Los Angeles under 200k. Of course there was nothing in Brentwood under $500k. Let me know if you are considering any particular other city's. Give me a call. Here is a flyer and needs list to qualify.

Click the following URL to see the Listings Los Angeles under 200k:

http://www.mrmlsmatrix.com/DE.asp?ID=17620463133

CHF Access half percent down flyer, pdf
http://tinyurl.com/9ewk9nq
Sheryl Arndt, standard needs list checked, pdf
http://tinyurl.com/9m2rsb2
Why Rent brochure
http://www.frankandsheryl.com/Documents/Why%20Rent%20brochure…
http://www.frankandsheryl.com/Documents/Why%20Rent%20brochure…
CHF Access income limits http://tinyurl.com/8lzf8he

http://www.Under640FicoScoreLoans.com

http://www.under640ficoscoreloans.com/Pages/ContactSheryl.aspx
Sheryl Arndt, Broker – Sr. Loan Officer
DRE# 01440252
NMLS# 297251
760-486-4225
0 votes Thank Flag Link Fri Oct 26, 2012
I’d recommend you start by locating a good Realtor – most Realtors have a preferred loan agent they work with, and that lender can answer your questions and let you know what options are available for your specific situation. Then, based on the lender’s parameters, your Realtor can show what is actually available in your price range.
0 votes Thank Flag Link Thu Oct 25, 2012
Hello Tyrone, There are various types of loans available with low down payments. You do have to get pre-qualified and you can do that through almost any bank or lender. I am local to the area and if you would like more information feel free to call me at 510-205-6616.
0 votes Thank Flag Link Wed Oct 24, 2012
Yes Tyrone I would need to have you speak with our financial representative to first do a credit report and if your income will suppot the price range you want to look into please feel free to call me at /myoffice 732-974-1000 ext.111 or ask for florine Bambi peters
0 votes Thank Flag Link Wed Oct 24, 2012
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