Meet with a Local Mortgage Banker to get prequalified for mortgage financing. The Mortgage Banker will review all facets of your loan request to answer your questions with regards to the types of loans and maximum loan amounts you could qualify for.
Line up a Home Inspector. A good home inspector will scare the heck out of you: that's what you pay him for! But you'll concentrate on the fundamentals of the property: roof free of leaks, plumbing, heating and electrical up to code and in good working order. Again, when you make an offer and you have your Home Inspector ready to go, your offer will be considered with much more interest by a Seller because you truly have your "ducks in a row" and your preparation demonstrates your serious attitude about conducting the purchase transaction in a timely manner.
Find an experienced Local Realtor who works in your desired shopping area. A serious pro Realtor will refuse to show you homes until you are Prequalified for mortgage financing. Don't take offense! That Realtor doesn't want you to be disappointed and wants you to have a smooth experience as you shop for your new home.
Put together your Team of real estate professionals and shop 'til you drop!
*If you thought my answer was helpful, please give me a â€œThumbs Upâ€ or â€œBest Answer.â€ Thanks!
Sometimes family members mean well but may not have the best advice. When finding an agent be sure it is someone who is familiar with the area you are relocating to other than that most agents have the same knowledge, the only thing that will vary is their years of experience.
Best of Luck;
CEO & SR Credit Repair Specialist at
Everlasting Credit Repair
Ex-Mortgage Broker of more than 10 years
When you are shopping for a home, it is extremely important to know that the seller and/or builder WILL have an agent representing them - that agent will gladly sell the home to you.....but they still represent & have an obligation to the seller.
It is recommended that the buyer have an agent to protect your interest. They can interpret small details, spot possible problems, suggest items to request and negotiate on your behalf and their alligence is to you and your family not the seller or the builder. This also applies when it is a For Sale by Owner situation as well.
Regardless of how financially set you are, you don't want to needlessly loose any of your funds as a result of totally avoidable circumstances. I am not absolutely certain why family would suggest your not utilizing the services of an agent, however, often it is felt having your own agent may impact the selling price of a home or they are an expense to you. However, this is not normally the case. Note: the buyer is not normally the one who is responsible for payment to their agent. Under normal circumstances, the buyer does NOT pay their agent for the services rendered. They are paid by the seller.
Just remember, having an agent representing you means you have someone in your corner, working strictly for you!!
What to look for in an agent - 1. One who is able to spend adequate time with you.
2. One who you find easy to talk with - communicates well
3. One who truly LISTENS to your needs and criteria
4. One who is knowledgeable.
I would recommend you begin by interviewing agents, possibly beginning with those who have responded to your question....they have already shown an interest.
A few questions you could ask:
Are they a real estate agent or a Realtor - there is a difference.
Are they full time or part time -
How well do they know the area in which you have an interest in living?
Hope this helps
As always I am ready to assist,
You have received so many responses already, all very informative so I'll simply add an answer to your question. Yes you should get an agent to represent your best interest. A buyers agent will assist you and ensure you have all the information needed to make an informed decision. I am a Real Estate agent however before I became an agent I purchased a home and without my agent I would have been lost. My agent simplified the process for me making the home buying process an enjoyable one. So as a homeowner I would recommend having an agent.
Ask the questions that you want to ask, only you can decide who is best for you to work with. You have to be comfortable with the person and trust that they are working for your best interest. All the best.
Real Estate Professional
Simply put, be it your first home or your fifth, every home buyer should at least consult with a Realtor. I am currently writing a six part series blog post on this very point. Please feel free to join the discussion right here, http://blog.searchcolumbiaschomesforsale.com/?p=49 and feel free to contact me at any time with questions.
Howard Rose III, Army (retired) Realtor
Associate Leadership Council
Keller Williams Realty
1. Ask the agent whether they are full time or part time.
2. What kind of background they had?
You have to talk with at least 2-3 agents and find out which one you are comfortable to with you.
Best of luck on your new move!! I have several reports that outlines certain questions to ask real estate agents to determine if they are a right fit for you. It's informative and very helpful. If you would like a copy of these reports please send me your email address and I will forward them to you. I would advise using an agent in the Columbia area and I would not attempt the home buying process alone. The agent of your choice will have your best interest in mind and will go to bat for you when there is a problem.
Carolina One Real Estate
Definitely interview agents and have them represent you. Buyer's agent will ensure you get the best home value and look out for your best interest. As a first time homebuyer, an agent will help you find the best lender for you. SC have some awesome down payment assistance programs for first time buyers. Feel free to call or text me if you want to interview me 803-271-8333
Every Buyer needs representation. Ask yourself this question. Would you go to court when the other side has a lawyer, but you do not? The seller will have an agent 99.9% of the time. The best reason is representation is free for you. Real estate buying is not only emotional, but also a huge investment. You need someone to represent your best intetest! Give me a call at 803-479-2843 or email me at Ira@IraCaesar.com and I will be happy to explain the many reasons for an agent.
My name is Jay Luebke and I am an agent with Russell and Jeffcoat Real Estate in Columbia. Russell and Jeffcoat has one of the biggest presences in Columbia, and benefits both buyers and sellers.
Homebuying is a process that takes a good amount of work and expertise. Being that you are home buyers, I would strongly recommend obtaining the help of a buyers agent. One key reason is that you will not pay anything to get the experience of a professional to help guide you through the transaction.
I would strongly suggest looking at my website at http://www.JayLuebke.com as I have compiled information and resources regarding the home buying and selling processes. If you have any questions, or would like to talk more about anything on my website, or regarding using me as your buyers agent, please contact me at 919-696-3104 or send me an email at firstname.lastname@example.org.
Thanks, and best of luck in your home search!
You can then decide if I would be the right agent to help you through the process.
Feel free to contact me via email or phone.
All the best,
Real Estate Professional
Russell & Jeffcoat Real Estate, Inc
Agents have access to all of the homes listed for sale and can let you know how they should be priced so you don't pay too much.
The listing agent for each property represents the seller. Your buyer's agent represents you!
Do you have any friends in Columbia or in the Irmo area? If so, you might want to see if any of them had a good experience with a particular agent. If you can get some names, sit down and talk with them. Let them know you are looking for a buyer's agent and ask them why you should choose them. You want an agent who is patient with a first time home buyer and who will guide you in finding the property that meets your needs and you budget.
If you send me your e-mail address, I can send you my "Steps to Buying a Home" which will walk you through the process and let you know what I can do for you.
Real Estate Professional
Russell and Jeffcoat Real Estate
I love first-time home buyers and have lived in the Irmo area for 30+ years! Send me your email address and I will forward my Buyer Presentation. It will give you a lot of insight into why you need your own realtor. You really need one that you're comfortable with. You can start your home search by registering at http://www.kris.searchingcolumbia.com.
Looking forward to hearing from you!
Kris Deaton, Realtor
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