Philip J. Cunningham Sr.
V.I.P. Realty Corporation
7942 Bustleton Ave
Philadelphia, PA 19152 215-725-5700 X49
The key to working with the agencies is the lender and loan officers experience with the agency. Gather up some information and maybe interview another loan officer and lender.
You will find an article, Consultation Interviewing Loan Officers, at Your-Road-Home.com that will serve you well. Also if you read the articles in the numbered order you will learn a step by step process that will aways lead you to the best buys in your market. You will also become a savvy home buyer. As you know Trulia is also a good source of information and agents from your area are offering their services on Trulia. A good source. Be sure to read article #9 about the MCC Tax Credit. The best tax credit ever but you must file before you close on your new place.
The Grant may include an interest rate or to be paid down each month. The lender should know what to factor in when you applied for the grant ?? Maybe they are waiting for the agency to approve your total monthly obligation. Some agencies must approve your monthly obligation, ratio, before they will approve the grant. No fun waiting. Best of Luck, Stephen