RM86...You need to find a mortgage broker that is willing to be straight forward and upfront with you. I would be glad to talk with you about your situation. No obligation required. Give me a call at 469-831-2349.
Regards and I look forward to discussing your situation.
Anthony Lee

Rm86,
Here is a lender that has a satelite office in Sattler.
Mike Horner
Gold Financial Services
(210)240-6196
mhorner@goldfinancial.com

Hope this information was helpful. If you need help finding a home in Canyon Lake please dont hesitate to call me (210)325-1833. You are right in working on getting pre-qualed first. Take care!

You need to contact a mortgage broker direct if your credit scores are below 620 probably not unless you place huge down payment purchase a home

I do credit repair consultant across the country happy to review your file, It depends on many issues.

IF your credit score is above a 620 it would require 3.5% or more as a down payment your entire file would need to be reviewed.

National Featured Realtor and Consultant, Mortgage Loan Officer, Lecturer regarding Credit Repair
Lynn911

There are a few ways to go about finding a reputable lender. Ask friends for referrals or call a successful real estate agent in your area for 2-3 recommendations. It is always a good idea to get a "good faith estimate" from more than one lender to compare costs and offers for financing. You may also find a connection with one lender over the other which can make your transaction more smooth.

Not able to qualify? Ask a reputable lender for credit repair, look for owner financing properties or a rent to own situation.