The best thing to do however is contact a mortgage lender. It only takes them about 15 minutes over the phone to gather your information and let you know if you qualify or not.
If you'd like me to suggest some lender let me know.
Real Estate One
As real estate agents we are real estate experts. In terms of mortgage eligibility I work closely with many experienced qualified individuals who are mortgage experts.
Feel free to email me below and I can put you in contact with one of them who can evaluate your situation and answer any questions you may have.