Home Buying in 06360>Question Details

casanova, Home Buyer in Norwich, CT

FHA loan program

Asked by casanova, Norwich, CT Fri Feb 21, 2014

Will I be able to get an FHA loan with a 580 credit score and 3.5% down payment?
Quick overview is I make 1,920 gross a month
20k in student loan
approx. 4,800 in credit card debt
monthly payments: 354
House I am looking at is 65,000

Thank you

Help the community by answering this question:


Bart Gabe’s answer
Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you.

Bart Gabe - Lending Nationwide Since 1987



800 315 8803

NMLS 20743
0 votes Thank Flag Link Sat Feb 22, 2014
Look Casanova,

What you want to do is get hookuped up with a 203k specialist asap. I love working with FHA 203k candidates because its really a great way to have instant equity in your home. At the $65k price point you will also be competing with "investors" looking to make a quick buck so be aware.

I have worked in Norwich for over a year and have some great contacts if you or anyone else is interested in this specialist FHA program.

0 votes Thank Flag Link Tue May 13, 2014
You might qualify for the FHA Choice program. I know a mortgage broker in Norwich who will be able to assist you. If you would like their contact information, I can be reached by email or at 860-368-8383.

Jessica Tracy
CG Real Estate
0 votes Thank Flag Link Sat Feb 22, 2014
You would need to speak to a mortgage individual that could assist you in your specific needs then give me a call and then we can talk about your needs
thanks. judi
0 votes Thank Flag Link Fri Feb 21, 2014
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