You will want to speak with a lender regarding your qualification. The lender will help you identify the loan amount for which you qualify. After receiving a pre-qualification letter from the lender, you will be in a position to potentially begin your house hunt.
If you would like assistance with this process, please contact me , and I am happy to help. I am very familiar with the Kyle/Buda market.
Marla Rice, Realtor
Keller Williams Realty - Austin
I've written a best selling book called Buying a Home: Don't Let Them Make a Monkey Out of You. It'll teach you how to buy a home and get a mortgage without getting ripped off. Follow the link below.
Best of luck!