The FHA also allows buyers to use cash gifts -- these can come from friends, relatives, co-workers or anyone -- to help cover closing costs or down payments. Again, the person making a cash gift must treat it as a gift, with no expectation that the buyers will repay the gift.
Web Reference: http://fhamortgageinfo.com/
We live in Prince George's County, Maryland
CFS Mortgage - http://www.cfs203k.com