It's important that you speak to a mortgage broker or go to your bank and speak to a loan officer regarding your options. You will probably not want to name your husband as a borrower because of his credit score if you want to qualify for financing. There are several financing programs that can help youbut again its best you get your financing in place before looking at homes. You want to make sure you are lookingat homes within the price range you will qualify for. I have referenced a mortgage prequalifying calculator link that may help you get an idea of your financing possibilities.
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If your husband's credit score is too low then his income cannot be used to qualify and you would only be able to buy something using only your income to qualify.
You may want to try getting a NACA mortgage, make sure to have your Realtor sign you up or you may have to use their Realtor or your Realtor will have to give a large portion of her commission:
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You need to speak to a mortgage officer. They will check to see if your husband's credit is good enough for a mortgage. If not they can tell him what he needs to do. After checking out everything, they can tell you if you are able to purchase your first home at this time.
Contact a mortgage person or your bank. Looking at all the variables, they would be able to give you the best answer. You need to know how much you can safely afford. There are loans you could qualify for would be perfect for you. Based on your credit worthiness. Based on that contact one of the agents below and hope youu find the perfect home for you.