Home Buying in High Point>Question Details

Erin, Home Buyer in High Point, NC

Does anyone know of a mortgage lender for a credit score of 615?

Asked by Erin, High Point, NC Sun Mar 10, 2013

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Good morning, Erin:
If you meet the criteria in the Trulia Real Estate blog "I have bad credit and no savings. Can I get a home or am I stuck renting?" Then you can probably qualify for a mortgage. I have a contact at B of A Home Loans if you contact me through profile. If you appreciate an answer, please give thumbs up. For the most helpful answer, please say thanks with a best answer click.
0 votes Thank Flag Link Sun Mar 17, 2013
If you talk with the right loan officer, they can analyze your credit report and provide guidance that can help you get 30 points in a short period of time.

Make those steps and be credit ready before you consult with Realtors.
0 votes Thank Flag Link Mon Mar 11, 2013
Erin, I am an a broker/realtor, and I work with Joann Hollifield at Wells Fargo. They can do a credit score of 600. (They can also do below 600 with more $$ down.) She is on call on weekends - call and leave her your number at #834-1986 and she will call back. Also you can e-mail her at Joann.E.Hollifield@wellsfargo.com. She works nights and weekends and is super ethical. Her loan processor, Melissa Cooner, is awesome, and is local as well, which is a huge plus when you need things done quickly! Blessings, Kristi.
0 votes Thank Flag Link Sun Mar 10, 2013
Kristi - She said she can only do 640 and above
Flag Sun Mar 10, 2013
I really appreciate this info! I am not currently working with a realtor either, so please feel free to send your info my way!
Flag Sun Mar 10, 2013
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