Based on your first question and what happened next, RE: Your second question.
It seems as was stated to you, “That your particular market might not be the expertises of those who are giving you the advice.”
Although Pre-approved if another 40 day goes buy and you have not found your home you will most likely have to start the lending process all over again.
Please feel free to visit my profile on Trulia and contact me.
It is always free to talk and maybe you can explain to me a bit more in detail what is actually going on and what you have been told thus far.
The company I represent has many Real Estate Agents, so I may be able to point you in the right direction in finding the right property as well.

Liz Steele

Hello Coco,
I'm a Licensed Real Estate Associate Broker and have 21 years of experience. I would be happy to assit you in finding you a home. I'm a member of the National Association of Realtors, Westchester Multiple Listing System and Realtor.com. I would be happy to assist you and a majority of my business is in the Bronx. As a neighborhood specialist, I will work hard to find you a home at the best possible price. Please feel free to visist my website http://www.PatriciaMoccia.com. I can be contacted on my cell phone at 914-525-4533 or e-mail Patricia.moccia@verizon.net. Looking forward to your call. Thank you.

Hello Coco,

How are you? My name is Christine O'Brien and I am a licensed real estate agent who is a member of the NAR And NYSAR as well as a member in good standing of the Bronx Manhattan North Association of Realtors. I am extremely knowledgeable about buyers agency and truly understand the need to find someone that is ethical and puts the home buyer's needs first. I would love to help you find a home in Pelham Garden or any of the surrounding Bronx and westchester neighborhoods that may interest you. Honestly, you will not find anyone that will work harder for you than I will. Please feel free to contact me at 646-938-0504 or e-mail me at christineobrien@weichert.com.