Doctor in need of mortgage broker in PA to locate good zero-down mortgage
We are relocating to Reading, PA end of June. We are going out there at the end of this month to find a home. We need a recommendation for a good mortgage broker who can hook us up with a reasonable rate on a 30 yr fixed rate zero-down mortgage. Please respond if you have any recommendations
Contact Chris Nein at Mortgage America. 610-376-1755. He is one of the best lenders in the Reading area.
Welcome to Reading! I represent Keller Williams Realty Berks and about 90% of my work is in the Reading area. As far as 0% down, there are not a lot of programs currently available. Fortunately, there is still the USDA loans, which you need to purchase a home in a rural area (which there are plenty in the Reading area), but these loans can be very tricky. I work with several lenders who work with these, and a variety of other loan products. Please feel free to give me a call or email me and we can set-up an appointment to get you preapproved.
Terri Black, Realtor
Keller Williams Realty Berks
610-406-9800, x1113
Aj82,
I work for a great Mortgage Broker and I actually live in the area. I would be happy to work with you to obtain a mortgage. You have a few options, however, credit score, location of the home, and several other factors will affect what kind of loan you will qualify for.
Feel free to contact me and we can discuss the best plan of action for you.
The very best of luck to you!
Michael
Michael D Delp
Mortgage Pro
4802 Old Bethlehem Pike,
Telford Pa. 18969
Ph- 215-453-1025
Fax- 215-453-1012
Cell- 610-762-0318
michaelddelp@aol.com
michaelddelp@verizon.net
http://www.mortgagepro.instantlender.com
Unless you can find an area that will allow for the USDA Rural Development loan (which is the only 0% program that i know of that is still be used) then you would most likely be out of luck. Even with the USDA product there are certain income limits, being a doctor you would most likely be over that limit. The best option might end up being an FHA loan which only requires 3.5% down and allows for seller assist of up to 6% to cover closing costs. Zero down mortgages helped get it us in this mess and is one of the reasons they are nearly impossible to find anymore.
I would be happy to discuss further if you would like. Please feel free to email or call.
Andrew Himes, CRS, e-PRO, ABR, REALTOR
Prudential Fox & Roach Realtors Collegeville Office
267.231.8255
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