My husband and I are looking for a home with a lease with option to buy. My husband started his own business last year, and lenders are telling us to wait another year to apply for a mortgage loan. We are just exploring our other options as we are eager to be in a home instead of still renting.
Thank you!
Dear Kelly,
This is really a tax question. See if you are self employed then there are certain things that you will need in your tax return in order to qualify for a mortgage. Sit down with your favorite tax professional and mortgage broker, maybe over lunch and see what you can do this tax year so that your self employeed status will still be ok and you can qualify for a mortgage. Good luck!
Kelly, I would be more than happy to sit down with you and discuss the home buying process and particularly the area of "lease options to buy". I believe I can assist you and am more than willing to talk about the possibilities out there for you.
I look forward to meeting and working for you,
Jeff
Jeff Mateja, REALTOR
Keller Williams Realty
50 Sewall Street, 2nd Floor
Portland, ME 04102
(207) 233-2420
(207) 553-1332
Email: JeffMateja@hotmail.com
Web: http://www.JeffMateja.com
http://www.MaineFirstTimeBuyers.com
Blog: http://www.ILovePortlandMaine.com
Trulia does not list lease properties. your best ooption is to contact a local agent to explore this for you. You might also check out craigslist for this type of property.
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