well it would be cash, and our buyer agent says that the lawyer is suppose to tell me the closing cost. AHHHH
No mortgage, is there a transfer tax for the state or city?

Are your getting a mortgage or paying cash?

Search, Survey and Title Insurance would be around $1500 ... Erie County Transfer tax is .009 % of the purchase price, not including closing costs associated with a mortgage.

With a foreclosure purchase, have your buyer's agent check the bank's cost for proceeding ahead with an offer. Sometimes banks might charge processing fees or make you get pre-approved through the bank holding the REO.

Your buyer's agent should prepare a statement with estimates about closing costs.

Good luck with your equity acquisition.