Sounds as if you are talking about the appraiser coming back. Most likely, she will be looking to see if what was put in the initial report was completed. If not, the bank wont give you the loan and there should be a clause in the purchase and sale agreement that if you don't get your mortgage by a certain date that all your deposits are refunded. I am not a mortgage person, but there is also an FHA rehab loan that the bank may lend you money to make some repairs up to a certain point. May be too late for that now and I wouldn't bring it up to your current mortgage company at this time. If the loan fails, the lender may suggest it or you can back out if written in the purchase and sale agreement. I hope you at least have an attorney if no buyer agent.. Good Luck and hope it works out for you.