In Laguna Woods.... with a CO-OP.....1/12th of the total annual Property taxes for the unit occupied is added to the HOA dues on a monthly basis. The property taxes are paid by the Association collectively for all members directly to the County Tax Collector when they are due. With a CONDO...property taxes are not added to the HOA dues. They are paid directly by the homeowner.
In Laguna Woods Village, property taxes are paid by two ways. If you are asking for co-op, the Mutual will require you to pay property taxes and monthly assessment. But if you are asking for condo, the property tax is not included in your monthly assessment; you pay twice a year or just pay for the whole year in November.