Yes we do. We offer one on one first time buyers classes at your place of choosing or at our office. We provide you with great material to guide you in the language of real estate as well as the ABC's of the process. We also help anchor you to the root of where, why and what you envision your new home to be.
Call us or email us with any questions or concerns you may have. Our classes are free of charge and there is no obligation. We want you to feel as comfortable and confident with the experience as we do in serving you.
Keller Williams Larchmont
Some agents may offer classes, but the best thing to do is find an agent that you like and can answer all your questions. You can meet them at open houses, or search the web, ask a friend, but most importantly find someone you have a good chemistry with. Some agents are very proficient with the web, while some barely know how to surf the net.
Do you prefer to be in the relative anonymity of a class, or one on one with an agent who will work with you individually?
If you want a class, there are classes offered all the time by agents, mortgage brokers, title insurance companies, etc. Yes, they do so in order to reach out to new clientele, but there's nothing wrong with that. You can take part in the services offered, or not, as you choose. The benefit of a class is that you can dip your toe in and get general information, without feeling like you're in over your head. And really, there is comfort in knowing there are other people out there like yourself, starting in the process, but not "knowing it all".
Most of what you would learn in a class can be found in simple books and white papers, at your bookstore or on the internet. The white papers are usually provided at no charge, and will be authored by local Realtors to explain the buying process in their community. Approaching it that way allows you to read and absorb the materials, and then email your particular questions to the Realtor. (I have white papers on a number of topics, including First Time Home Buying, Selling your Home, What to Look for in a Buyer Agent, and a Buyer Guide to Short Sale and Foreclosure Purchases, to name a few)
As you move along, however, you will need an individual agent to help you with your specific circumstances. Financing is highly personal, and should be discussed with a mortgage broker or banker. A Realtor can assist you in understanding the buying process in your area and price range, as well as helping you understand the market in general. They can provide and interpret market data and patterns, and help you with comparable sales when you find a property you like.
The buying process can be as self directed as you want it to be. Don't be afraid to get your feet wet! Best of luck,
Blogging at: http://TheBremnerGroup.com/blog
The California Association of Realtors (C.A.R.)@ http://www.car.org has a convention yearly at the convention Center downtown. There is also consumer information at H.U.D. online http://@www.hud.gov. Occasionally our Association for Greater Los Angeles also has courses for first time homebuyers as well http://.www.bhglaar.com .There are also many excellent books on the market I would recommend you take a look at them.
Regardless of which way you go, you can't beat an excellent Buyer Agent who will guide you each step of the way through home purchase!
Two of my personal favorites are "Home Buying for Dummies" and "Home Selling for Dummies", they give a pretty good intro and perspective to both sides of the parties. Also there are no high pressure sell-pitches as are found in some of the "free" seminars.
After some self learning, then attending seminars would be better.
Yes, First Time Home Buyer seminars are often held at local realty offices or at thelocal communitry center and are often very beneficial. There's a plethora of information ont he internet too. You can also interview some real estate agents and have "private lessons". You can also talk to your bank about home loan information. A lender can tell you how much money you may borrow and what your monthly payments would be on that amount. A real estate agent can explain to you the escrow process.
It seems as though you might be looking in the Echo Park area--it's a nice part of town, Good luck to you!!!!
Keller Williams Realty
Work with a Realtor you feel comfortable with, maybe a friend can refer one or check in your local real estate offices. You can always go into the offices and talk to the agents.
You can find probably find additional information on the Trulia Web site or visit my web site at http://www.realteellc.com. Also try this web site (copy and paste) http://portal.hud.gov/portal/page/portal/HUD/topics/buying_a_home good tips here.
The Home Buying Process - Step By Step
This Guide is prepared to educate Home Buyers about the various steps which are involved in the entire Home Buying process. It describes 15 Steps that most home buyers have to go through in some form or another. An understanding of these steps will not only make the process easier but may also save you time and perhaps money.
Home Buying Tips
Step 1: Identifying Your Home Needs
Step 2: Identify Location
Step 3: Calculations
Step 4: Selecting a Real Estate Agent/Broker
Step 5: Searching Homes
Step 6: Searching RE Lawyers / Attorneys
Step 7: Understanding Different Types of Mortgages
Step 8: Which Mortgage Lender?
Step 9: Pre-Qualify for Mortgage Loan
Step 10: Analyze The Homes You Visited
Step 11: Home Inspection
Step 12: Making an Offer to Buy
Step 13: The Purchase Agreement
Step 14: Loan Application
Step 15: Closing
Finally: Move In Your Home & Enjoy
PLEASE NOTE: These are informal definitions of the various steps involved in buying a home. You may decide to skip some of the steps as appropriate or work on some simultaneously. The intent of this list is to identify the steps involved in buying a home. You, as a buyer may follow some of these steps in parallel with other steps, or some before others.
Pam Bava, Realtor
It is important to talk to a lender you trust, one that will talk you into living your life and not sacrificing it just so you can have the biggest, coolest, most amazing house; and not being able to take your family on a vacation. Good luck, I am happy to help.
Citizens Choice Mortgage
Lending in AZ,CA, and NM
Find yourself a great agent that enjoys working with first time buyers and has the results to prove it -- ask to read testimonials from clients she/he has assisted. The agent you choose really does make a difference!
Unwavering Commitment to Service -- in New Jersey
Risa Liebster, RealtorÂ®
Keller Williams Realty
Generally speaking, no, they do not. I would be happy to set up a time to meet so I can go over the entire process with you. As a first time buyer I know the process can be very confusing, intimidating ,and overwhelming. I can help provide some clarity to the process.
Keller Williams Realty Westside
Team Richard Schulman
First, does it make more sense to rent or to buy a house? using your numbers you can find out which in the blog below.
Why renting at a higher monthly cost could be a better decision than buying would be. A very different perspective below.
Things to watch out for when buying a house to avoid buying a money pit.
some reasons to wait to buy a house. See if you agree.
Do low interest rates make it a good, or a bad time to buy? Look below and consider everything including the comments.
Ways to come up with a down payment if you do not have one already.
A basic overview of the house buying process.
Important, and not to be found anywhere else. Questions to ask when buying a home to avoid a lot of potential problems. All based on problems I have found or come across.
There is your crash course. You will need to talk to a lender. Find out your fico score and how much you can borrow. That is step one. After that decide if renting or buying makes more sense. Once buying makes more sense build up your down payment (3.5% down on a FHA loan) and start looking.
Sometimes, but they are usually lead by Realtors that have elected to teach the class with the incentive of trying to receive new clients. Any good Realtor will schedule a time for you to go over the purchase process from start to finish, explain the contract ,etc and help you get started with a pre-approval. Let me know if you'd like my help.