Hi, it is up to the individual home owner to put their home on the market before it goes to foreclosure. Some of the homes that you see as potential foreclosures may be on the market already and they may be in a shortsale situation and it may have more than one mortgage on it and/or other leins. Otherwise it does take a while for a foreclosure to go through the courts, be bought by the bank at sheriffs sale, be cleared of leins and put on the market.
If you would like more information on what houseing opportunities are out there for you I would be happy to help you, just give me a call or email.
Century 21 First Realty