Home Buying in 92130>Question Details

drbhay, Home Buyer in San Diego, CA

Do physician loans still exist wtih little down/No PMI.?

Asked by drbhay, San Diego, CA Fri Mar 1, 2013

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Answers

62
Whoa....

There are TONs of folks out there (many from the same bank). It seems like every bank in the country is coming up with their very own "physician mortgage". Each bank's guidelines are different so you may not qualify for one but maybe a perfect match for another. If only there was only a comparison site that broke down the actual lender guidelines by state... THERE IS!

Check out http://www.physicianbanks.com or look up #physicianbanks to compare the guidelines (as submitted by users) and call the bank that fits your needs best.
6 votes Thank Flag Link Sat Jan 4, 2014
ditto
Flag Fri Feb 14, 2014
I concur... great place to get the info needed.
Flag Tue Feb 4, 2014
This is a perfect website! It is very relevant to physicians and doctor loans.
Flag Mon Jan 27, 2014
Yes! Here in San Diego, one of the lenders that I work with through Bank of America do physician loans. I don't know what the points are or the required down, but I can put you through to my lender and she can help. She and I work in North County, so we are very local!

Nancy Bergman
Realtor - Cal BRE #01893550
Keller Williams- Carmel Valley/ Del Mar
12780 High Bluff Dr #130
San Diego, CA 92130
Cell (858) 617-9449
Email - nbergman1@live.com
website - http://www.sandiegohomesbynancy.com
1 vote Thank Flag Link Tue Jun 10, 2014
Hello, i'm an anesthesiologist in the Los Angeles area and Fred Hall with BBVA Compass helped me purchase my condo in Venice using a physician loan they offer.

At the time I closed my loan, Fred could lend a physician up to $1,750,000 with a reduced down payment without mortgage insurance. I personally only had to put down 5% on a $1M loan. It's far and away the best loan deal I could find for that size of a loan.

In addition, after I closed on my loan, mortgage rates continued to decrease and Fred was able to reduce my rate with a low cost modification, which means I got to lower my rate on my 30yr fixed without having to do a full refinance and all the hassle that would normally bring.

I have referred many fellow physician colleagues to Fred and they have all been highly satisfied with the entire process. At least 5 physicians from my group have bought their homes through Fred with the physician loan since I referred them.

I know you can also get the physician loan for refinances, construction loans, and renovation loans as well, but the physician loan is only available in CA, AZ, CO, NM, TX, AL, and FL.

I put his info below for you. I highly recommend you contact Fred if you are a physician looking to buy a home. Good luck!

Fred Hall
V.P. Senior Mortgage Banking Officer
Cell: 916-500-8108
Office: 916-913-LOAN (5626)
fred.hall@bbvacompass.com

Respectfully,

G. O'Neill, MD
1 vote Thank Flag Link Thu Dec 5, 2013
I'm a Realtor and licensed broker in Los Angeles who specializes in physicians and nurses as clients, as I come from a medical family.
I've used Fred Hall as well for several of my doctors and he's done a great job.
http://www.PhysicianRealEstateSpecialist.com
Flag Fri May 30, 2014
what score are necessary>??
Flag Sat Jan 11, 2014
Yes, they totally do. I've worked with several physician clients this year at UCSF and CPMC through the BBVA Compass program. The transactions were all in the $1m - $1.5m range and they were very happy with the experience and the opportunity it gave them within a short time period after finishing residencies/fellowships to be able to buy in a competitive market. My clients were all happy that they could buy sooner than if they had needed 20% down. Once you have 20% equity in your property, you can do a re-fi too to drop the rate.

I am pretty sure BBVA's program also applies for dentists and attorneys.
1 vote Thank Flag Link Sat Nov 30, 2013
My understanding is that the BBVA loan applies to attorneys and CPAs in addition to physicians.
Flag Wed Oct 1, 2014
100% Financing, No PMI - Low rates - Doctor Loans do exist - regardless of your medical tenure.

The Medical Center Director we spoke to recently at our local Hospital provided the following as a contact:
If you are an MD, Resident or Established Physician - the following bank rep will provide you with 0% (zero) down 100% loan and NO PMI, No origination fee and Preferred Client rate, and standard costs. The rates are the lowest my group has found.

Asst. Vice President / Sr. Mortgage Officer / Tom R. Callahan / thomas.callahan@53.com
904-591-6722
Fifth Third Savings

Mr. Callahan has apparently been recognized nationally as a ranking leader within the mortgage industry and has assisted hundreds of Physicians within Emory University Medical Center and Piedmont Hospital per my staff in the Atlanta area.

Lending within Alabama, Florida, Georgia, Tennessee, South Carolina, North Carolina, West Virginia, Kentucky, Missouri, Wisconsin, Michigan, Indiana, Ohio, Illinois, Pennsylvania per the literature we were provided.

Best wishes to you! T Jacobs, PhD / Broker

https://secure.53.com/mlo/thomascallahan
1 vote Thank Flag Link Fri Nov 15, 2013
Celestevill,
Doctor of Osteopathy is eligible for the Fifth Third Doctor Loan.
Jay Meadors
Mortgage Loan Officer
Fifth Third Mortgage
317-788-3002
NMLS #438568
Flag Mon Nov 25, 2013
It sounds like you don't allow loans to D.O., which are also physicians but not MD's. Is that correct?
Flag Tue Nov 19, 2013
Hi Drbhay,

Yes Physician loans are available and they offer resident/new physicians an inexpensive way to get their foot in the door. Depending on what county/zip code you are planning on purchasing in, the amount down can vary.

Regards,

Mark DeWitt
V.P. Branch Manager
HomeStreet Bank
(858) 212-7054 Direct
(760) 331-2063 Fax
NMLS #633211
Mark.DeWitt@HomeStreet.com
http://www.homestreet.com/mdewitt
http://www.linkedin.com/pub/mark-dewitt/3b/100/59b/
1 vote Thank Flag Link Wed Nov 13, 2013
The program does exist -
The Medical Center Director we spoke to recently provided the following as a contact:
If you are an MD, Resident or Established Physician - the following bank rep will provide you with 0% (zero) down 100% loan and No MI with Preferred Client rate and standard costs.

Asst. Vice President / Sr Mortgage Officer / Tom R. Callahan / thomas.callahan@53.com
Fifth Third, 904-591-6722.
Lending within Alabama, Florida, Georgia, Tennessee, South Carolina, North Carolina, West Virginia, Kentucky, Missouri, Wisconsin, Michigan, Indiana, Ohio, Illinois, Pennsylvania, New Hampshire.

Mr. Callahan has apparently been recognized nationally as a ranking leader within the mortgage industry and has assisted hundreds of Physicians within the UPMC hospital centers as well as Shepherd Center Hospital and Emory University Hospital in my home town.

Best wishes to you! Tyler J. - PhD
1 vote Thank Flag Link Sun Oct 13, 2013
Yes we still offer 100% financing up to $650,000 loan amount in most markets at Regions Mortgage

This program is for medical doctors (MD) and dentists.(DDS)

check out http://www.regionsmortgage.com/scottwells and submit a request for information
0 votes Thank Flag Link Fri Dec 26, 2014
Yes Doctor/ Physician loans are still available! Hi, my name is Matt Albert (NMLS# 658999) and I am a Doctor/ Physician Loan Specialist with Citizens Charter One Home Loans. I have been specifically working with physicians for over 12 years. We cover licensed medical physicians, residents, interns and fellows, which include MDs (Medical Doctors), DOs (Doctors of Osteopathy) along with DMDs and DDS (including Dental Surgeons, Orthodontists and General Dentists). We offer our Doctor Program in the following states:

Connecticut, Delaware, Illinois, Indiana, Kentucky, Maine, Maryland, Massachusetts, Michigan, North Carolina, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, Vermont, Washington, D.C., West Virginia. Additional States are allowed on an exception basis.

If I can be of any assistance please feel free to contact me for details as we are NOT allowed to share guidelines of the program in online forums.


Matt Albert
Physician Loan Specialist
Mortgage Loan Officer
NMLSR # 658999
Citizens Charter One Home Loans
Phone - (336) 471-1825
Fax -(844) 574-2618
matthew.albert@charteronebank.com
0 votes Thank Flag Link Tue Dec 16, 2014
Any in Colorado? Referral welcome/needed
0 votes Thank Flag Link Sat Nov 22, 2014
Hello Drbhay,

The answer is YES.

I know that this is a bit of an old post, but I wanted to get this information out there so that others can benefit from this information. We offer a 95% Doctor Loan (also available to Dentists and Optometrist) in all 50 states (max loan amt $850k). If you are interested please message me for more information.

Regards,
Neil R Vandehey
NMLS ID 403944
Bank of America Home Loans
0 votes Thank Flag Link Sun Nov 16, 2014
hello Doctor - Yes, I offer Physician loans with no mortgage insurance. The down-payment is 10% and it does not have to be all of your own money.

Loan amounts up to 1.5M

Contact me at 858-805-5347 or bryan.horn@wellsfargo.com
0 votes Thank Flag Link Tue Nov 11, 2014
Yep, for those of you still looking for someone that specializes in Doctor Loans (mortgages and unsecured loans), I've been doing them for over 12 years. You can call me anytime 336-462-0467.
0 votes Thank Flag Link Wed Nov 5, 2014
Are there specific loans that apply to physicians? For instance, physician specific home loans? And are these loans specifically for the addresses of medical practices, or are they more for the homes of physicians? I'm just not very clear on it.
http://www.dmcloans.com/loanOptions/Featured/
0 votes Thank Flag Link Tue Oct 21, 2014
Conventional No Mortgage Insurance Program
Minimum credit score of 680
3 percent down payment and no up-front or monthly mortgage insurance
All KHC DAPs applicable
No minimum borrower contribution
No reserves required


--

Joel Lobb
Senior Loan Officer
(NMLS#57916)

American Mortgage Solutions, Inc.
800 Stone Creek Pkwy, Ste 7,
Louisville, KY 40223

phone: (502) 905-3708
Fax: (502) 327-9119
kentuckyloan@gmail.com

Company ID #1364 | MB73346
http://mylouisvillekentuckymortgage.com/
0 votes Thank Flag Link Fri Oct 10, 2014
Yes, GOOD NEWS as there are lenders that provide for little to no down payment and NO PMI. I am updating my response from 8-14-14 and shown below. I am a Mortgage Consultant with The Bank of Nashville, a division of Synovus Bank. We've updated our Physician Mortgage guidelines and wanted to share these with Physicians considering a purchase. This loan program is for the folloiwng: Md, DO, DDS, DPM or DMD.

Borrower must have a personal deposit relationship with Synovus Bank prior to closing the loan.

We have removed the 10 year guideline which means we can offer the Physician's mortgage even if you have been out of residency or fellowship more than 10 years!

We're offering 100% up to $750,000, 95% up to $1 million, 85% to $1.5m and 80% to $2m. for primary residences, either single family homes or condos. We require good credit but the BNI score & credit risk are more heavily weighted than your actual credit score. We also have the ability to help clients 'rescore' their credit which helps if there are errors on their report or they plan to paydown significant credit card debt which often helps the BNI score & credit risk score.

Physician's looking to refinance or refinance with cash out can utilize our Physician's mortgage program. LTV vary, so call for more info. We can also help doctors purchasing their second homes/vacation homes with 85% financing up to $1 million. THey must be attending doctors and already out of residency.

We offer the Dr and Dentist loan in TN, GA, AL, NC, SC, MS and FL.

As a top producing Mortgage Consultant for the past 20 years, my goal is to ensure my client has a great mortgage experience and we will guarantee an "on-time" closing. You may not recognize the Synovus brand name, but you may know us as one of the 30+ community banks that are located throughout the Southeast. I'm here in Nashville, TN and our community bank is called The Bank of Nashville & can close loans in any of the states shown above.

Call me and let me tell you more!

Alene Gnyp
NMLS#659293
Vice President
Mortgage Consultant
2022 West End Ave.
Nashville, TN 37203

Work 615.271.2111
Cell 615.582.2334
alenegnyp@bankofnashville.com
http://www.synovusmortgage.com/alenegnyp
0 votes Thank Flag Link Sat Oct 4, 2014
Yes, working with a couple now who are using SunTrust to secure this type of financing. They are one of a just a few banks that provide it at this time - another is Wells.

Good luck and best,
Jeanne Feenick
Unwavering Commitment to Service,Unsurpassed Results
0 votes Thank Flag Link Wed Sep 17, 2014
Any available in NE? Thanks!
0 votes Thank Flag Link Mon Sep 15, 2014
Any available in NE? Thanks!
0 votes Thank Flag Link Mon Sep 15, 2014
Here at Regions Bank in Dallas, we offer 100% physician loan program up to a $650,000 loan amount. The minimum credit score is 700, and the physician must be less than 7 years in practice(starts from date of residency or fellowship completion). The property must be a single family home, or town home(PUDs also ok).
0 votes Thank Flag Link Wed Sep 10, 2014
Physician mortgages are offered at Regions Bank in Texas.

100% financing up to $650,000 with no PMI

check out http://www.regionsmortgage.com/scottwells

or email at scott.wells@regions.com
0 votes Thank Flag Link Wed Sep 3, 2014
Great News! I'm a Mortgage Consultant with Synovus Mortgage/The Bank of Nashville and we offer Physician Mortgages! We can finance 100% of the sales price up to $1 million with NO PMI and No prepayment penalty. We offer both a 30 yr fixed & a 15 yr fixed or a 3, 5 or 7 yr ARM.

Our Physician Loan program is available to licensed medical physicians, residents, fellows & interns who are purchasing their primary residence. The doctor must either be an MD (Medical Doctor), DO (Doctor of Osteopathy), DMD (Doctor of Dental Medicine), DDS (Doctor of Dental Surgery) or DPM (Doctor of Podiatric Medicine).

I've helped hundreds of doctors throughout the Southeast as they relocate and can finance a home in TN, GA, AL, SC and FL. We can finance 100% for both a single family home, town house or a condo.

As a top producing Mortgage Consultant for the past 20 years, my goal is to ensure my client has a great mortgage experience and we will guarantee an "on-time" closing. A personal deposit relationship with Synovus Bank prior to closing the loan is required and I can assist with introducing a doctor to one of our fabulous private bankers to open up a new bank account. You may not recognize the Synovus brand name, but you may know us as one of the 30+ community banks that are located throughout the Southeast. I'm here in Nashville, TN and our community bank is called The Bank of Nashville.

Call me and let me tell you more!


Alene Gnyp
NMLS#659293
Vice President
Mortgage Consultant
2022 West End Ave.
Nashville, TN 37203

Work 615.271.2111
Cell 615.582.2334
alenegnyp@bankofnashville.com
http://www.synovusmortgage.com/alenegnyp
0 votes Thank Flag Link Thu Aug 14, 2014
Do lawyer loans exist? If so, referrals would be welcome!
0 votes Thank Flag Link Wed Jul 30, 2014
Yes, Contact my Officer at BBVA Compass her name is Kimberly Norman. She has helped many partner at my firm in a few states. Phone 512-371-5006 or email kimberly.norman@bbvacompass.com
Flag Fri Aug 1, 2014
yes, I lend in Mass. 5% down no PMI medical professional loans
0 votes Thank Flag Link Mon Jun 2, 2014
I'm a Realtor and licensed broker in Los Angeles who specializes in physicians and nurses as clients, as I come from a medical family and worked as a healthcare researcher and hospital I.T. consultant for many years.
I've used a number of different lenders for my physician and attorney clients who offer these specialized loan programs for which medical or law school debt is not counted in DTI scores. The amounts financed were in some cases over $1 million and there was no PMI. All the sales closed and the loan officers from each lender did a good job.
Monique Bryher, MSPH
http://www.PhysicianRealEstateSpecialist.com
0 votes Thank Flag Link Fri May 30, 2014
Hi drbhay,

Yes, physician loans are available and with as little as 5% down depending on your qualifications and where you are purchasing. They key is to align yourself with a Bank that can close on time, will service the loan, and has a competitive price on a variety of products.

Regards,

Mark DeWitt
V.P. Branch Manager
HomeStreet Bank
(858) 212-7054 Direct
(760) 331-2063 Fax
NMLS #633211
Mark.DeWitt@HomeStreet.com
http://www.homestreet.com/mdewitt
http://www.linkedin.com/pub/mark-dewitt/3b/100/59b/
0 votes Thank Flag Link Tue May 27, 2014
Hello...

Yes physician loans do exist with no down payment or PMI. I work with physicians all over the country and have developed a state by state list of lenders who offer physician loans. Products vary by state and lender. Would be happy to answer additional questions should you need more assistance.


Brian Beldner
MedRealty
314-787-7429
brian.beldner@medrealty.com
0 votes Thank Flag Link Thu May 22, 2014
WASHINGTON TRUST MORTGAGE COMPANY IN BRAINTREE MASSACHUSETTS SPECIALIZES IN THESE LOANS CALL TODAY! 800-475-2265 X 3619
0 votes Thank Flag Link Thu May 22, 2014
The program does exist - we hope this is helpful:
The Medical Center Director at Shands Hospital/UF our Relo Dept spoke to provided the following as a contact: (taken from program brochure)

* Tom R. Callahan / thomas.callahan@53.com / 904.591.6722
* Vice President / Sr. Mortgage Officer
* Fifth Third Bank

So - If you are an MD, DO, DPM, Resident, Fellow, or Established Physician - the following bank rep will provide you with:

* 0% (zero) down, 100% financing , 680 score minimum (Note: SunTrust only allows 720+)
* No PMI
* Preferred Client Rate
* Loan amounts to $1.5ML - down payment may vary

Our Medical Relocation Dept recommends this program as well in - Alabama, Georgia, Tennessee, South Carolina, North Carolina, West Virginia, Kentucky, Missouri, Wisconsin, Michigan, Indiana, Ohio, Illinois, Pennsylvania, New Hampshire & Florida.

We must say as well that the service level provided has been excellent.
Mr. Callahan has been recognized nationally as a leader within the mortgage industry and has assisted hundreds of Physicians.

Best wishes to you!
T. J. Jacobs
Real Estate
0 votes Thank Flag Link Fri Apr 4, 2014
Looks like a great source for this loan product.
Flag Fri Apr 4, 2014
Looks like a great source for this loan product.
Flag Fri Apr 4, 2014
SunTrust & BB&T are the only 2 I know of that have the 100% LTV and no MI
0 votes Thank Flag Link Fri Apr 4, 2014
This site maps out physician loan providers.
http://usphysicianhomeloans.com/
0 votes Thank Flag Link Wed Mar 26, 2014
Contact Regions Mortgage for your Physician Mortgage needs. My group has closed 100s of these in the past three years. We do not require a 1% origination charge and we do not sell your loan to another servicer. It is a true 100% loan, no MI, with several terms to choose from. Contact John Olson, VP/Production Manager at 469-608-2691 or john.olson@regions.com.
0 votes Thank Flag Link Wed Mar 26, 2014
I offer 90% LTV with no PMI up to $1,000,000
If student loans are deferred for 12 mo or more we don't count against DTI & we will accept job offer letter with start date up to 6mo out.
Professionals Mortgage is available in lower 48 States
Program designed for Doctors,Lawyers, & O4 Military & above.
Our traditional Jumbo offers 75% LTV up to $3m or 80% LTV up to $2m
Our Jumbo rates are listed on our site afbank.com

Steve Garrett NMLS 861917
Feel Free to give me a call 816-412-4734
0 votes Thank Flag Link Thu Feb 13, 2014
Neil R Vandehey, Mortgage Broker or Lender, Portland, OR

The Bank of America Doctor Loan:

If you are a medical resident or licensed, practicing doctor, dentist or other eligible medical professional, the Bank of America Doctor Loan could help you make the move to your next home with significant home financing advantages, such as:

-As little as 5% down on mortgages up to $850,000 (some limitations apply)
-Employment start date up to 60 days after closing allowed 1
-Student loan debt not included in total debt calculation 1
-A range of fixed and adjustable-rate loans

I am very experienced with this program. You can depend on me for responsive service and expert guidance to help you choose the loan that is right for you.

Neil R Vandehey
Sr.Mortgage Loan Officer
NMLS ID: 403944
503-462-0369 (Office)
503-568-9803 (Cell) neil.vandehey@bankofamerica.com http://mortgage.bankofamerica.com/neilvandehey

1 Restrictions apply. 2 An applicant must have, or open prior to closing, a banking relationship with Bank of America, which can be, at a minimum, a checking or savings account.
0 votes Thank Flag Link Thu Feb 6, 2014
If you're looking for Doctor Loans. Check out Suntrust - considered the best in this nitch market in the industry! JeanShane.lnf.com
0 votes Thank Flag Link Wed Feb 5, 2014
I am a Doctor Loan Specialist with SunTrust Mortgage

Our Doctor Loan Program is a home loan program developed specifically for medical residents, interns, fellows, Doctors of Osteopathy (DO), and licensed medical physicians that have completed their residency or fellowship within the last 10 years.

We can even close on your new home 60 days before your next employment contract begins.

We offer financing up to 100% with no PMI

The program is offered in the following States: Alabama, Arkansas, Delaware, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington, D.C. & West Virginia.

Call today to to learn more. To pre-qualify or for additional information visit my website at https://www.suntrust.com/PeopleFinder/ken.reichner

Ken Reichner
Mortgage Consultant
SunTrust Mortgage, Inc.
954-647-9708 Direct
Email: ken.reichner@suntrust.com
NMLSR# 659697
0 votes Thank Flag Link Thu Jan 16, 2014
very unfortunate that you cater for doctors in few states.
Flag Thu Nov 27, 2014
ARKANSAS physician loan specialists for 15 years
Custom 100% loans, includes all closing costs and moving expenses
Small boutique bank located in Little Rock
Personal service with competitive rates and terms

RIVERSIDE BANK
Stephen C. Davis, CEO
501-614-6161
sdavis@riversidebanc.com
http://www.myhomeloanbank.com
0 votes Thank Flag Link Wed Jan 15, 2014
does anyone offer or used a physician's program in NY?
0 votes Thank Flag Link Tue Jan 14, 2014
Yes, Citizens Charter One Home Loans offers a Doctor Program in NY along with 21 other states. It provides finacing up to 95% to $850,000, and 89% to $1 million. We also allow for exceptions to our guidelines for things such as loan size, credit score, etc on a case by case basis. Should you have any questions please feel free to contact me!
Matt Albert
Physician Loan Specialist
Mortgage Loan Officer
NMLSR # 658999
Citizens Charter One Home Loans
Phone - (336) 471-1825
Fax -(844) 574-2618
matthew.albert@charteronebank.com
Flag Tue Dec 16, 2014
We do offer our Professionals Mortgage in NY 90% LTV with no PMI up to $1m
feel free to give me a call Steve Garrett NMLS 861917
https://sgarrett-afblo.mortgagewebcenter.com/ phn 816-412-4734
Flag Thu Feb 13, 2014
Hello,

I am a Doctor Loan Specialist with SunTrust Mortgage

Our Doctor Loan Program is a residential mortgage loan developed specifically for medical residents, interns, fellows, Doctors of Osteopathy (DO), and licensed medical physicians that have completed their residency within the last 10 years.

Our program offers:

• 100% up to $650K
• 95% up to $1M
• 89.9% up to $1.5M

Mortgage insurance is not required - Available for both home purchases and mortgage refinances - Competitive pricing - Both fixed rate and adjustable rates offered - No penalty for prepaying your loan - Gift funds or seller contributions may be used for closing costs

The program is offered in the following States: Alabama, Arkansas, Delaware, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington, D.C. & West Virginia.


With unparalleled commitment to serving physicians’ needs, you can rely on me and my dedicated team of mortgage professionals to work with you every step of the way. I can’t wait to tell you more so call or email today!


Stephanie Arcelay
Asst. Vice President
SunTrust Mortgage, Inc.
615-484-6690 Direct
Email: Stephanie.Arcelay@suntrust.com
Web: https://www.suntrust.com/PeopleFinder/stephanie.arcelay
NMLSR# 897166
0 votes Thank Flag Link Mon Jan 6, 2014
Our office handles doctor mortgage loans in Alabama, Arkansas, Delaware, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington, D.C., West Virginia and some counties in New Jersey and Pennsylvania.

The loans offer 100% financing, no PMI and up to $1.5 Million for your home purchase. What's better is that residents qualify for the doctor loan program too.

You can check out my website for all of the details here: http://AskMortgageDrJ.com
0 votes Thank Flag Link Sun Dec 15, 2013
I was just going to answer what was written from Suntrust,,,,,,And they do an excellent job!
0 votes Thank Flag Link Fri Dec 6, 2013
I think it does. However, it would be better if you talk to a loan officer.
0 votes Thank Flag Link Fri Dec 6, 2013
Many local counties will offer programs along with the Rural Housing Plan. Speak to a loan officer who can answer all of your questions.

Good luck,

Tom
0 votes Thank Flag Link Thu Dec 5, 2013
Yes, they do still exist! I recently closed a deal where the buyer used a physicians loan.

Contact Alex at BBVA Compass Bank

Alex Berger
Mortgage Banking Officer III, Vice President

Tel. 818-693-6226 - Fax: 1-818-530-7730 - Email: alex.berger@bbvacompass.com
Retail Banking - Consumer Segment - 2020 Main St. #950, Irvine CA 92614
NMLS# 257173
0 votes Thank Flag Link Fri Nov 29, 2013
Hello Doctor,

My name is Robert Curtis with Fifth Third Bank; I specialize in our National Physician Loan program.

As the industry leader we offer Residents, Fellows, new and established doctors
(MD, DO or DPM) a wide range of fixed and Adjustable rate loans to meet all home financing needs.

Here are a few of the program highlights:

1) No Private Mortgage Insurance Required!

2) Loan Amounts up to $1.5 Million!

3) Available for both a new purchase and refinance of an existing property!

4) Targeted Benefits with Simple solutions all at low interest rates!

I’m more than happy to answer any questions you may have, feel free to reach me 24/7
at 773-732-9444 or robert.curtis@53.com


Robert Curtis

Fifth Third Bank
National Physicians Loan Specialist
Senior Loan Officer
773-732-9444

WEBSITE: http://www.linkedin.com/in/mortgagechicago
0 votes Thank Flag Link Fri Nov 29, 2013
How about in the State of Oregon?

I've seen various programs from SunTrust and Key Bank and BofA.... some of which are 100% financing. I have clients ready to go - please contact me if you can help them.

tgillard09@gmail.com

Thanks!!
Tony
0 votes Thank Flag Link Mon Nov 11, 2013
Absolutely, we can help you. Call or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states.

We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (855) 415-5626.

Brad Neumann
Sr. Loan Officer
Crosscountry Mortgage Inc.
Toll Free: (855) 415-5626 ext. 5734
Email: bneumann@myccmortgage.com
NMLS# 948036
0 votes Thank Flag Link Thu Nov 7, 2013
Sure, sometimes local banks have "shelf" programs where they offer all sorts of things, including zero down (in our area Key Bank) or no PMI. Watch out though for higher rates and hidden costs.
0 votes Thank Flag Link Tue Nov 5, 2013
Yes, including Jumbo and Construction to Perm one time close. Please call 216-496-0211.
0 votes Thank Flag Link Wed Oct 23, 2013
Hey Tyler and/ or Tom- Fifth Third DOES NOT lend this product in New Hampshire.
0 votes Thank Flag Link Mon Oct 14, 2013
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