There are 15 detached homes on the MLS, throughout the County, that are listed under $170K. Some are short sales, most are REOs and a few are trust sales. Sift through some of these options, and determine if they'd qualify for your needs. Have a super holiday!
I'll keep looking. Anything is possible and I'm not in a huge rush to find a place.
The Americans with Disabilities Act of 1990 (ADA) is a law that was enacted by the U.S. Congress in 1990. On September 25, 2008, President George W. Bush signed into law the ADA Amendments Act of 2008 (ADAAA). Here is the info: http://www.ada.gov/cguide.htm You may be afforded rights as a disabled person, seeking appropriate housing.
Here is a copy of the Leisure Village HOA Declaration of Covenants, Conditions & Restrictions: http://www.leisurevillage.org/http___Leisurevillage.org/Form I happen to have a senior mobile home listed for sale in Camarillo for under $12K, with 650/mo. space rent. I personally see the financial aspect to be more of a challenge to finding housing to purchase, than the fact that you are disabled. Leisure Village homes start in the $165K range. Good luck - I hope you find these links to be useful!
I am sorry to hear about your early retirement. I hope you know that the policies are normally very strict,
but it is also on a case by case basis, and the decisions can be amended in certain HOA bylaws if
the members agree.
As a 55 plus Broker Senior Specialist based in Ventura County,I would be able to present your case, and in certain circumstances, they may make exceptions, but again every complex is different.
Please get pre-qualified first, because you also have space rent at a mobile home park, and the loan
to debt ratio is only 28%, some rents can run as high as $500. per month.
Good Luck. Please call me if you want local senior advice, from a party who is also retired.