I have done some research on this and would like to share some information with you. First, many buyers are not aware that a rent to own property owner typically requires at minimum a 10% down payment. Second, most owners want the property to close within 12 months. This means that the buyer would have to demonstrate that he/she will be able to obtain either traditional mortgage financing or have enough cash on hand to buy the house within a year. I've found that many buyers seeking this situation struggle with putting that much money down. Often, after speaking to a mortgage professional, they find that they can do things to boost their credit score enough to qualify for a lower down payment program, such as FHA financing, within about the same time period.