You may want to ask your lender if they can cancel your escrow account/refund what is already in it, so you can continue to make the mortgage payments and hopefully by the time your insurance & taxes are due, then on your own you can pay them with other means (help from family/friends, a personal loan, etc.)
good luck and let me know if you need any help with this.
That's a big question and it's hard to give an opinion without more info.
Is this temporary or more permanent? Do you think you will be able to resume full payments again soon? When did you purchase your home? Is your home worth less than the loans owed or do you have some equity? What are your long term goals...do you want to stay in this home or not. Will the lender accept partial payments?
As said here previously, a good first step is to contact your lender and discover what options are avaialble to you. Also, depending on your location, there may be local programs to help you through a difficult stretch with cash assistance.
Gather as much information and help as you can, then decide what your best option is.
Have you contacted your lender(s) to see if you can do a loan modification or deferred payments? First step is to talk to your lender to see what options you have available to you.