Do not give up. Is always another lender that will be willing to review your case and give you a financial option.
Best of Luck,
Century 21 Tenace
If your lender isn't providing you the proper guidance in order to become approved, you might want to check with another lender, but most of us are busy originating loans, so please be patient with us.
If your follow up call looking for further guidance falls on deaf ears, then perhaps you need to reach out to Consumer Credit Counseling services or some other public agency that's available in the Wake County area to assist you.
Without seeing your credit report and profile, it's difficult to know what you need to do. Just remember that you can't build a good credit score and history without any credit in the first place. So if you fall off the credit bicycle, get back on it and stay in the game. This means having open and active credit lines and paying bills on time each month. (Even if you need Secured Credit Cards to get going again)
Good luck and don't give up!
If there is a way to work it out, a lender always will - obviously closing loans is the way they are able to make money and build their business up.