As a Florida Mortgage Broker writing to you from a hotel room in CO after that nasty snow storm yesterday that standed me here...I DON'T BLAME YOU! Now if United Airlines can only locate my luggage and send back to FL!
See programs below, then contact me to talk about how to minimize payments and reduce out of pocket costs.
1) 100% LTV- VA / (VA Jumbo @ lower ltv)
2) 100% LTV- USDA/12 mo. into Chapter 13 BKâ€¦OK Too
3) 99% LTV- FHA / (FHA to 580 score @ lower ltv)
4) 97% LTV- No monthly MI-No FHA 1.75% Fee
5) 95% LTV- CONDO
6) 90% LTV- No PMI -2nd Home
7) 90% LTV- JUMBO w/cc
8) 85% LTV- No PMI - Super Jumbo
9) 80% LTV- Invest./Rental
10) 75% LTV- Foreign Nationals
--------STATED INCOME ALT up to Super Jumbo-----------
11) 80% LTV- FIX nâ€™ FLIP Invest. Prop.
12) 75% LTV- Foreign Nationals
13) 75% CLTV- Short Sale, BK, Foreclosure Forgiveness
14) 70% LTV- Soft and Hard Money
15) LOT/VACANT LAND LOANS
16) COMMERCIAL PROGRAMS-available nationwide
Go to: http://WWW.PRO-OPTION-COM or call 888-662-4404
Pro Option Mortgage/ Florida
Prior Service U.S. Marine Corps
Breakaway Trails or Plantation Bay,, Great areas. I know Ormond Beach very well. And when you use me you get 5 other Realtors to work with. I work in a team,, a team that was awarded #1 Closing Team, #1 Gross Sales, and #1 Sales Team for Exit Realty for the state of Florida. Check out my Facebook https://www.facebook.com/FloridaRealEstateGuide Or Call me at 386-527-5358 or email me at firstname.lastname@example.org
Great questions! You have Orlando and Jacksonville airports both within an hour and one half of Ormond Beach. I am also in my late 40's and lost my shirt on a few properties when the bottom fell out in 06-07. You will not be in danger of repeating the CO situation. We hit bottom here several months back and have been seeing prices steadily rising. This is a perfect time to buy because prices are still relatively low and our parents have never seen interest rates this low. Win Win for a buyer. Yes you can buy a forclosure with VA financing. Don't waste time contact me at LMREDOC@gmail.com to find you a fantastic home in the Ormond Beach Area. Best, Lonnie Marandino Ormond Beach Realtor.
VA loans are easy. I would not limit myself to a foreclosure. There are plenty of Ormond Beach houses that are good priced and good locations without being a foreclosure.
I also cover Palm Coast and, Port Orange, and Flagler Beach areas if you need any professional advice and service.
I can also put you in touch with a really good local mortgage broker if you need it.
Coldwell Banker Premier Properties
My name is Rick Hose and I'm with Exit Martin. I would suggests getting a Great Realtor to walk you through this process. I enjoy working with first time home buyer. I also work with military and special needs families.
Hope to talk soon,
Be sure to check out more than just Ormond Beach, there's Ormond By The Sea, and Flagler Beach Beach nearby. When you get ready to start your search, check out my listing at 104 Avalon Dr., Ormond By The Sea. It is a 6 bedroom 3 bath (3 story custom home) with ocean views from multiple decks. The VA loan option will limit your possibilities, but, check around for conventional financing too.
Our prices have stabilized and we have been increasing modestly while interest rates are so low. It's a great time to buy at The World's Most Famous Beach!
Just wanted to follow up with you, if you have any questions I will be glad to help
Bye for now,
Broker Associate, SFR Â®, CDPE Â®, REOS Â®, CREN Â®, AHWD Â®, RSPS Â® Cooperative Short Sales Certified
We do have family in Jacksonville and Flagler Beach. I drove through a couple of months ago ( just on the main highway) and thought it was a lovely area, when I did a little research on housing prices we decided to dig a little further.
We would likely make a move this August with a fact finding trip to be scheduled in April or May.
We will be moving with our 14 year old daughter (home schooled but needs fun things to do...kids her own age to meet etc.) our 24 year old daughter (will be interested in continuing her education and is currently in banking so job opportunities are of concern) and her 4 year old daughter (good school district, nice family environment). A 4 bedroom with office or library in a neighborhood that is nicely spread out (we are used to being on acreage) would be wonderful. Near beach...but my research so far is showing me nicer areas west of the beach? Or water, pool (we would need to educate ourselves on what constitutes a good quality - low maintenance pool as they are a rarity in CO). The covered back porch idea looks interesting. Hot weather will be a big change for us anything to make it easier to adapt would be great :)
Is all major shopping in Orlando or closer?
Some areas are in flood zones...is that correct? I am not thinking those would be of interest.
We would likely get pre-qualified then start getting serious about the search then looking in person. My Mom is in Flagler & may be able to look on our behalf as well.
Thank you all so much for your help!
May I ask why you chose Ormond? Do you have friends/family or have you visited in the past?
Ormond also has Ormond by the Sea are you familiar with it as it is just to the north?
You can buy quite a bit for 250 in FL right now because we had the bubble here as well.
The summer is slower most times than the winter here. If you plan to live by the airport it is not always recommended as health can be affected and soot can accumulate in your home dust and on cars from the airplane fuel.
Why don't you converse with me unti you get here and if you like my personaiity and information on the area I can assist you if not that is ok as I am not a pushy person and my sucess rating is high and I'd like to keep it that way.
All the best,
My e-mail address is email@example.com
(relocate is a piece of cake)
I will follow up with a lender that we use/recommend to get a definite answer and get back with you later today. As far as the airport in Orlando, its about an hour and a half from Ormond Beach. There is also Sanford and of course Daytona. Finally when you talk about loosing big due to the crash, I like to think about it this way. Everything els is down as well as your/mine home and sense you are considering buying, that home is down as well. So its not really a loss as long as you buy and buy the right property. I will say that there are several very nice properties in Ormond Beach that are within the 250K range and we will be happy to help you through the process in finding the right one for you.
Thanks for the great question and I will have that answer for you later today
Thank you for sharing your interest in moving to our beautiful Ormond Beach area. Whether using your VA loan to purchase a bank owned foreclosure or a non distressed property we will focus on the 3 keys including finding the property and location that works best for you with the appealing features and upgrades you are looking for, in the best possible condition, at the best possible price. Yes, Orlando International Airport is about one hour away and we also have our local Daytona International Airport. As a local 4th generation native, resident, and Realtor I would be glad to share all of the good things the Ormond Beach area has to offer. Please feel free to contact me when the time is right @ 386-795-6050 or http://www.OrmondBeachside.com.
I can assist you with locating the "Best value" in the Ormond Beach area! Are you and your husband
looking to live by the beach?On the River?On the Golf Course? Or would your prefer to have acreage and Horse's?
You can use your husbands VA status to acquire a home.
The Orlando International Airport is approx. 80miles away, or 1 hour 30 min. ride.
Feel free to email me at firstname.lastname@example.org,
or visit my website http://www.keithcarnevale.adamscameron.com
Thanks. Joe Palmer
Congrats on your decision to relocate to Ormond. It is a great community. The condition of the foreclosure will determine if your VA loan can be used. Having said that, there are many beautiful homes in the $250,000 and below range. I can always forward some listings that might appeal to you.
Orlando and Jacksonville International airports are both within a reasonable distance.
Let me know how I can further help you!