Depending on your income and number of dependents, you may be able to get money from Hillsborough county. If you are a first time homebuyer, the county still has up to $8k to lend you (you pay it back when you get your tax rebate). Also there are other programs you may qualify for.
Also depending on where the property is located, you may be able to get a USDA 100% mortgage with no money down. And if you want to go to Pasco County, they also have generous downpayment assistance programs.
Hope this helps.
Alma Rose Kee, P.A.
Charles Rutenberg Realty, Inc,
I did already answer this question for you when I called....
there's also a way to get 8k stimulus in advance and use it as down payment.
If you have other queries, I'll be glad to meet you and husband at my office and get you a home dream.
Disclaimer: I am a licensed real estate broker and property/casualty insurance agent in the State of Ohio, providing information and sharing experiences acquired over 15 years in the industries. I do not profess to be qualified to give advice in any other field, though will share opinions and information obtained during my course of work. It is always highly recommended that consumers seek counsel from a specialist in each area in which there is a question or concern.