You can purchase a home FHA 12 months into a chapter 13. We have to have proof of the past 12 months payment to the trustee and permission from the trustee. You also need to have some re-established credit and a 620 score.
Realtors are not lenders so you should really be directing your inquiry to specialists in the lending arena. Keep in mind that a bankruptcy filing is a serious derogatory mark on your credit profile, which may prevent you from qualifying for many loans, especially in todayâ€™s tight credit market.
Good luck to you.
Therese A Clapp, RealtorÂ®
MBA, GRI, SFR, AHWD, REPM
Century 21 Sunbelt Realty, Inc.
725 Cape Coral Pkwy W
Cape Coral, FL 33914
2011 Platinum Five Star Education Award Recipient
Community of REALTORÂ® Excellence
REALTORÂ® Association of Greater Fort Myers and the Beach, Inc.
Burdick International Realty Inc