Who is telling you that you can't qualify for a mortgage loan? Is it a regular depository bank or a Mortgage Banker?
If you have not spoken with a Local Mortgage Banker, that's the person you need to sit with to be properly Prequalified. You'll find a much more sincere attitude---and typically better experience level---from a Mortgage Banker in helping you become a homeowner. And if you are truly not qualified at this time, the Mortgage Banker can guide you on the steps you need to take to become a homeowner in the future.
PowerHouse Solutions, Inc.
185 Great Neck Rd, Suite 240
Great Neck NY 11021
Licensed Mortgage Banker â€“ NYS Dept. of Financial Services