Home Buying in Miami>Question Details

miamicane, Home Buyer in Miami, FL

Can you finance a mortgage with an IRS Tax Lien on your credit?

Asked by miamicane, Miami, FL Mon Jul 30, 2012

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You will have to pay off your tax lien before to get a loan or finance a mortgage.
0 votes Thank Flag Link Mon Jul 30, 2012
No. Tax liens are superior to mortgages, are not bankruptable and you'd have to negotiate and pay off 1st then see how your credit would fare. Tax liens are public record and I believe affect your scores heavily even after payoff it may be a while. Of course you could always try to get a hard equity loan but only AFTER paying off your tax liens/judgments.
0 votes Thank Flag Link Mon Jul 30, 2012
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