Home Buying in 87121>Question Details

Jmartinez8488, Home Buyer in Los Lunas, NM

Can somebody give me an idea of how much of a house I can afford? I only pay a credit card 25 monthly. Everything else is regular bills.

Asked by Jmartinez8488, Los Lunas, NM Sun Dec 29, 2013

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8
Mr. Martinez. I have several liberal and dependable lenders that can give you all sorts of answers. I also so a LOT of real estate in Los Lunas and have found good homes there for many people. Conact me by phone at 822-8864 or 800-888-3581 or email me at: realtyperson@gmail.com. Max Sklower owner/broker of Broadcast Realty, LLC in Albquerque.
0 votes Thank Flag Link Mon Dec 30, 2013
Hi Jmartinez

here is a link for the website http://msjmortgage.com/mortgage-qualification/

good luck

Omar Khamisa
0 votes Thank Flag Link Sun Dec 29, 2013
Thanks that link really helped. What is the difference or what does it mean by CONSERVATIVE & AGGRESIVE??
Flag Mon Dec 30, 2013
Each person's financial situation is different so a lender will need to gather all the info to see how much house you will be comfortable buying. Do know that all lenders do not provide the same service and fees do vary.

I'd be glad to direct you to some good local lenders since my buyers have found local loan officers often provide better service than someone far away. After all, when there are challenges we can go and visit in person to sort it out--something you just can't do when the loan officer is in Florida!

Cell 615-2546
JulieABQHome@gmail.com
YourHomeABQ.com
0 votes Thank Flag Link Sun Dec 29, 2013
Call Tabitha--she's great! She is a professional local lender with Hometrust. She answers her calls quickly and works evenings and weekends to meet your needs.

Tabitha Gallegos Kahn
NMLS 254987
Hometrust Mortgage
NMLS 144932
http://www.tabithagallegoskahn.com
505-507-3380 CELL
505-212-0133 FAX

Once she gets you pre-approved, I will help you find a home! Check out my 40 recommendations now at:

http://www.trulia.com/profile/httpYesRealtyNewMexicocom/#__rec
0 votes Thank Flag Link Sun Dec 29, 2013
A lender would be in the best position to provide you with an answer as to how much of a house you could afford. He would do so after analyzing your financial, credit and job situation.
0 votes Thank Flag Link Sun Dec 29, 2013
I have some liberal mortgage lenders and you can call me at 822-8864 or email me realtyperson@gmail.com. Max Sklower. Realtor
0 votes Thank Flag Link Sun Dec 29, 2013
How much you qualify can depend on a variety of factors from income, debt to interest rate. I recommend contacting a local lender to get qualified. They can provide you with how much you qualify for, what your payment could be and what all of your options are.

One lender I work with often is Steve Sheldon with Superior Mortgage. He can be reached at 280-6444.

Leigh-Jo
Syan Real Estate
Call/Text: (505) 730-8181
FREE Listing Alerts: http://www.syan.com/alerts
Web Reference: http://www.syan.com
0 votes Thank Flag Link Sun Dec 29, 2013
Call Steve, he'll answer and get you the information you need. Lenders are the number one source for the information you're looking for. With so many variables at stake, he can pin point your qualifying amount. The sooner the better because, rates are expected to go up which can effect your qualifying amount.
Flag Sun Dec 29, 2013
I had been in contact with a lender. But its hard to get a hold of her, I just wanted to get an idea of how much I can qualify for!!!
Flag Sun Dec 29, 2013
Am sorry I forgot to say, I make 20-21k annualy.
0 votes Thank Flag Link Sun Dec 29, 2013
Speak with a lender who you trust and has success working with a wide variety of loan programs.
Flag Mon Dec 30, 2013
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