Home Buying in 33414>Question Details

Caspass1, Home Buyer in 33414

Can i qualify for a Va home loan with no credit score?

Asked by Caspass1, 33414 Thu Feb 23, 2012

My husband is a vereran and we both make good money but he doesnt have a credit score astablished, is it possable to get approved?

Help the community by answering this question:


First go to http://www.va.gov/benefits to see the program outlined !
Eligibility will be first determined by your husband obtaining a Certificate of Eligibility !
CE in hand you then approach a lender who specializes in V.A. Loans to be
"pre-approved". Underwriting criteria for V.A loans definately require "credit worthyness "
but are not " credit score driven ". The program is specifically designed to "assist veterens "
in their efforts to acheive "home ownership" !
Go to the "source" then follow-up! Use an Agent experienced with the V.A. program too!

Web Reference: http://pbc-realcam.com
1 vote Thank Flag Link Thu Feb 23, 2012
Go here and find out:


Also you might want to try a credit union because they will not require that you FIT into a typical mortgage. Grow Financial and http://www.GTEFCU.org and NavyFCU.org and http://www.PenFed.org

Also you can get up to $7,500 from the State of Florida Bond Program if you are a first time homebuyers. You MUST work with an APPROVED lender and the credit score MUST be a minimum of 620. Here is info and will have approved lenders listed, too:


All the best,
Alma Kee
0 votes Thank Flag Link Thu Feb 23, 2012
Understand the the VA monitors the loan, insures the loan, helps you with the loan, makes you eligible for the loan, but they do not give you the loan:
You will have to get the loan from one of many companies that do VA loans;
Each company has their own requirements for granting you the loan.
You can certainly ask the VA office for guidance, they may know someone,
or someone on Trulia may guide you.
Have you gotten your Certificate of Eligibilty from the VA?

Thanks for serving
0 votes Thank Flag Link Thu Feb 23, 2012
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